Managing investments

How they’re managed

Accumulation Super

If you’re in Accumulation Super or have an accumulation component in the Defined Benefit Division, you can access a range of investment options for your super – each with its own return objectives and its own blend of assets, ranging from low-risk options with lower return targets, through to higher-risk options with higher return targets. View how the options differ.

Defined Benefit Division (DBD)

If you’re in the DBD, the bulk of your benefit is calculated using a formula. This formula is based on your salary, age, years of membership, and whether you have worked on a full-time or part-time basis during your DBD membership. All member and employer contributions made to the DBD are pooled and invested in a single diversified portfolio. The Trustee continually monitors and reviews this portfolio and may vary its asset allocation from time to time.

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