How they're managed
|
Accumulation super and pensions members
|
If you’re in accumulation super or have an accumulation component as part of your membership of the Defined Benefit Division, you can access a range of investment options for your super. All options invest in a diverse mix of assets and/or asset classes:
- Pre-Mixed options invest in a mix of growth and/or defensive assets
- Self-Select options invest in a diverse mix of investments within a particular asset class.
Importantly each investment option has its own performance objectives and its own blend of assets, ranging from low-risk options with lower return targets, through to higher-risk options with higher return targets. If you’re a Flexi Pension member or have a term allocated pension with UniSuper, you also have access to the same range of investment options for your retirement saving..
|
View how the investment options differ.
|
Defined Benefit Division (DBD)
|
If you’re in the DBD, the bulk of your benefit is calculated using a formula that takes into account your age, benefit, salary, period of service, average service fraction and level of contributions. All member and employer contributions made to the DBD are pooled and invested in a single diversified portfolio. The Trustee continually monitors and reviews this portfolio and may vary its asset allocation from time to time.
|
Tell me more about:
|
|
|
|
|
|