Member benefits

Want to join more than 479,000 members and enjoy the benefits UniSuper membership brings?

  • Choice of super
  • You can choose a style of super that suits your personal circumstances: either defined benefit super where your final benefit is determined by a formula, or accumulation super that lets you decide how to invest your super.

  • Value for money
  • Benefit from the economies of scale we can achieve as one of the largest super funds in Australia. We keep administration fees at competitive rates and don’t pay commissions to our financial advisers.

  • Investment choice and flexibility
  • UniSuper’s range of investment options gives you the flexibility to tailor how you invest your accumulation component/account to meet your retirement needs.

  • Insurance options to look after you and your family
  • You may be eligible for Death and Total & Permanent Disablement insurance cover on competitive terms through group insurance policies the Trustee has taken out with Hannover Life Re of Australasia Pty Ltd, ABN 37 062 395 484.

  • Competitive pension products
  • You can take out a UniSuper pension when you retire and continue to benefit from our competitive fees. For more information, read Your guide to pensions.

  • Choice of Fund
  • You have the option to keep your super with UniSuper when you leave the higher education and research sector. If you’re eligible for Choice of Fund, you can ask your new employer to pay your Superannuation Guarantee contributions into your existing UniSuper account under Choice of Fund legislation.