investments
Historical performance
Here's how each of our investment options have performed in the past.
- Accumulation Super (including Accumulation 1 or Accumulation 2 accounts, a Spouse Account or the accumulation component of a Defined Benefit Division account)
- Flexi Pension
Accumulation Super
If you have an accumulation super account (or component) with UniSuper, investment returns are calculated after fees and taxes. The historical Accumulation Super investment returns for each of our options are detailed below.
Annual returns for financial years ending 30 June 2009
| Pre-Mixed option | 2009 | 2008 | 2007 | 2006 | 2005 |
|---|---|---|---|---|---|
| Cash | 3.72% | 4.98% | 6.11% | 5.50% | 5.08% |
| Capital Stable | -0.94% | 0.32% | 8.49% | 7.78% | 9.67% |
| Cons. Balanced | -5.01% | -3.67% | 11.67% | 11.24% | 11.68% |
| Balanced | -9.12% | -6.03% | 14.92% | 14.48% | 15.08% |
| SR Balanced1 | -8.94% | -9.47% | n/a | n/a | n/a |
| Growth | -12.68% | -8.15% | 17.45% | 17.39% | 17.46% |
| SR High Growth | -15.82% | -15.80% | 17.78% | 21.20% | 15.40% |
| High Growth | -14.50% | -10.20% | 20.91% | 21.14% | 16.59% |
| Self Select options2 | 2009 | 2008 | 2007 | 2006 | 2005 |
| Australian Shares | -16.00% | n/a | n/a | n/a | n/a |
| Int'l Shares | -18.35% | n/a | n/a | n/a | n/a |
| Listed Property | -34.66% | n/a | n/a | n/a | n/a |
| Aust' Fixed Interest | 10.00% | n/a | n/a | n/a | n/a |
Note: The past performance of an investment option should not be relied upon as an indicator of future performance. Option and benchmark returns are calculated net of investment expenses and fund taxes but are gross of account-based fees. Members should be aware that the returns credited to their account will depend on the investment option(s) they invest in, the period of time they were invested in the option(s) and the timing of cash flows into and out of their account.
Compound average returns to 30 June 2009
Pre-Mixed option |
5-year compound average (ending 30 June 2009) | 7-year compound average (ending 30 June 2009) | ||||
|---|---|---|---|---|---|---|
| Crediting rate | Benchmark3 | Survey median4 | Crediting rate | Benchmark3 | Survey median4 | |
| Cash | 5.07% | 5.19% | 5.13% | 4.91% | 4.95% | 4.89% |
| Capital Stable | 4.97% | 4.68% | 4.07% | 5.63%5 | n/a | n/a |
| Cons. Balanced | 4.89% | 4.39% | 3.75% | 5.48% | 4.91% | 4.55% |
| Balanced | 5.27% | 4.13% | 3.42% | 5.87% | 4.90% | 4.41% |
| Growth | 5.37% | 3.82% | 2.39% | 6.04% | 4.75% | 3.89% |
| SR High Growth |
3.15% | 3.09% | 3.39% | 4.75%5 | n/a | n/a |
| High Growth | 5.57% | 3.44% | 3.14% | 5.99% | 4.17% | 4.37% |
Note: The past performance of an investment option should not be relied upon as an indicator of future performance. Option and benchmark returns are calculated net of investment expenses and fund taxes but are gross of account-based fees. Members should be aware that the returns credited to their account will depend on the investment option(s) they invest in, the period of time they were invested in the option(s) and the timing of cash flows into and out of their account.
1The Socially Responsible Balanced investment option commenced on 1 January 2008. The investment return shown for 2007/08 is for the six-month period to 30 June 2008 only. Five and seven-year annualised returns, and the corresponding benchmark and survey median returns, are not available.
2The Self-Select investment options commenced on 1 July 2008, therefore returns for prior financial years are not available. Five and seven-year annualised returns, and the corresponding benchmark and survey median returns, are not available.
3Details on the relevant benchmarks for each investment option can be found on the UniSuper website (www.unisuper.com.au).
4Survey medians are as measured by Mercer Investment Consulting performance surveys.
5The Capital Stable and Socially Responsible High Growth options do not have seven years of investment return history. The returns shown are taken from the date the options first received contributions (1 October 2002 for Capital Stable, and 18 October 2002 for Socially Responsible High Growth).
Flexi Pensions
If you have a Flexi Pension with UniSuper, investment returns are calculated before tax after fees and taxes. The historical Flexi Pension investment returns for each of our options are detailed below.
Annual returns for financial years ending 30 June 2009
| Pre-Mixed option | 2009 | 2008 | 2007 | 2006 | 2005 |
|---|---|---|---|---|---|
| Cash | 4.44% | 5.89% | 6.68% | 6.31% | 6.33% |
| Capital Stable | -1.11% | 0.18% | 9.54% | 8.71% | 10.76% |
| Cons. Balanced | -5.79% | -4.35% | 12.79% | 12.25% | 13.01% |
| Balanced | -10.51% | -6.88% | 16.18% | 15.68% | 16.47% |
| SR Balanced1 | -10.93% | -10.53% | n/a | n/a | n/a |
| Growth | -14.26% | -9.12% | 18.77% | 18.67% | 18.86% |
| SR High Growth | -18.78% | -17.49% | 19.60% | 23.65% | 17.12% |
| High Growth | -16.42% | -11.40% | 22.05% | 22.60% | 18.21% |
| Self Select options2 | 2009 | 2008 | 2007 | 2006 | 2005 |
| Australian Shares | -17.24% | n/a | n/a | n/a | n/a |
| Int'l Shares | -20.94% | n/a | n/a | n/a | n/a |
| Listed Property | -39.46% | n/a | n/a | n/a | n/a |
| Aust' Fixed Interest | 11.85% | n/a | n/a | n/a | n/a |
Note: The past performance of an investment option should not be relied upon as an indicator of future performance. Option and benchmark returns are calculated net of investment expenses and fund taxes but are gross of account-based fees. Members should be aware that the returns credited to their account will depend on the investment option(s) they invest in, the period of time they were invested in the option(s) and the timing of cash flows into and out of their account.
Compound average returns to 30 June 2009
| Pre-Mixed option |
5-year compound average (ending 30 June 2009) |
7-year compound average (ending 30 June 2009) |
||
|---|---|---|---|---|
| Crediting rate | Benchmark3 | Crediting rate | Benchmark3 | |
| Cash | 5.96% | 6.13% | 5.74% | 5.84% |
| Capital Stable | 5.49% | 5.43% | 6.34%4 | n/a |
| Cons. Balanced | 5.21% | 5.01% | 5.94% | 5.67% |
| Balanced | 5.46% | 4.64% | 7.02%4 | n/a |
| Growth | 5.48% | 4.22% | 6.37% | 5.37% |
| SR High Growth | 3.02% | 3.44% | 4.96%4 | n/a |
| High Growth | 5.55% | 3.64% | 6.17% | 4.54% |
Note: The past performance of an investment option should not be relied upon as an indicator of future performance. Option and benchmark returns are calculated net of investment expenses and fund taxes but are gross of account-based fees. Members should be aware that the returns credited to their account will depend on the investment option(s) they invest in, the period of time they were invested in the option(s) and the timing of cash flows into and out of their account.
1The Socially Responsible Balanced investment option commenced on 1 January 2008. The investment return shown for 2007/08 is for the six-month period to 30 June 2008 only. Five and seven-year annualised returns, and the corresponding benchmark and survey median returns, are not available.
2The Self-Select investment options commenced on 1 July 2008, therefore returns for prior financial years are not available. Five and seven-year annualised returns, and the corresponding benchmark and survey median returns, are not available.
3Details on the relevant benchmarks for each investment option can be found on the UniSuper website (www.unisuper.com.au).
4Survey medians are as measured by Mercer Investment Consulting performance surveys.
5The Capital Stable and Socially Responsible High Growth options do not have seven years of investment return history. The returns shown are taken from the date the options first received contributions (1 October 2002 for Capital Stable, and 18 October 2002 for Socially Responsible High Growth).
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