investments
Historical performance
Here's how each of our investment options have performed in the past.
- Accumulation Super (including Accumulation 1 or Accumulation 2 accounts, a Spouse Account or the accumulation component of a Defined Benefit Division account)
- Flexi Pension
Accumulation Super
If you have an accumulation super account (or component) with UniSuper, investment returns are calculated after fees and taxes. The historical Accumulation Super investment returns for each of our options are detailed below.
Please note: The past performance of an investment option should not be relied upon as an indicator of future performance.
Annual returns for financial years ending 30 June 2008
| Pre-Mixed option | 2008 | 2007 | 2006 | 2005 | 2004 |
|---|---|---|---|---|---|
| Cash | 4.98% | 6.11% | 5.50% | 5.08% | 4.75% |
| Capital Stable | 0.32% | 8.49% | 7.78% | 9.67% | 7.51% |
| Cons. Balanced | -3.67% | 11.67% | 11.24% | 11.68% | 11.18% |
| Balanced | -6.03% | 14.92% | 14.48% | 15.08% | 14.17% |
| SR Balanced1 | -9.47% | n/a | n/a | n/a | n/a |
| Growth | -8.15% | 17.45% | 17.39% | 17.46% | 16.54% |
| SR High Growth | -15.80% | 17.78% | 21.20% | 15.40% | 17.65% |
| High Growth | -10.20% | 20.91% | 21.14% | 16.59% | 20.79% |
Compound average returns to 30 June 2008
Pre-Mixed option |
3-year compound average (ending 30 June 2008) | 5-year compound average (ending 30 June 2008) | ||||
|---|---|---|---|---|---|---|
| Crediting rate | Benchmark | Survey median | Crediting rate | Benchmark | Survey median | |
| Cash | 5.53% | 5.51% | 5.33% | 5.28% | 5.15% | 5.08% |
| Capital Stable | 5.46% | 5.30% | 4.58% | 6.70% | 6.36% | 5.88% |
| Cons. Balanced | 6.17% | 5.93% | 5.34% | 8.24% | 7.74% | 7.50% |
| Balanced | 7.32% | 6.80% | 6.09% | 10.19% | 9.38% | 9.13% |
| SR Balanced1 | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | 8.19% | 7.51% | 6.48% | 11.63% | 10.65% | 9.83% |
| SR High Growth |
6.32% | 7.31% | 7.81% | 10.29% | 11.07% | 11.53% |
| High Growth | 9.57% | 8.18% | 7.37% | 13.12% | 11.61% | 11.22% |
1The Socially Responsible Balanced option was introduced on 1 January 2008. The investment return for 2008 is for the six months to 30 June 2008 only, not for a full year. No historical performance information is available for this option.
Survey medians are as measured by Mercer Investment Consulting performance surveys.
From 1 July 2007:
- the asset allocation for the High Growth option was changed. Until this date the option was called Shares and only invested in Australian and international shares.
- the previously named Socially Responsible Shares option became Socially Responsible High Growth. Over time the asset classes it invests in will also change.
Flexi Pensions
If you have a Flexi Pension with UniSuper, investment returns are calculated before tax after fees and taxes. The historical Flexi Pension investment returns for each of our options are detailed below.
Please note: The past performance of an investment option should not be relied upon as an indicator of future performance.
Annual returns for financial years ending 30 June 2008
| Pre-Mixed option | 2008 | 2007 | 2006 | 2005 | 2004 |
|---|---|---|---|---|---|
| Cash | 5.89% | 6.68% | 6.31% | 6.33% | 5.63% |
| Capital Stable | 0.18% | 9.54% | 8.71% | 10.76% | 8.43% |
| Cons. Balanced | -4.35% | 12.79% | 12.25% | 13.01% | 12.24% |
| Balanced | -6.88% | 16.18% | 15.68% | 16.47% | 15.49% |
| SR Balanced1 | -10.53% | n/a | n/a | n/a | n/a |
| Growth | -9.12% | 18.77% | 18.67% | 18.86% | 18.22% |
| SR High Growth | -17.49% | 19.60% | 23.65% | 17.12% | 19.91% |
| High Growth | -11.40% | 22.05% | 22.60% | 18.21% | 23.02% |
Compound average returns to 30 June 2008
| Pre-Mixed option |
3-year compound average (ending 30 June 2008) |
5-year compound average (ending 30 June 2008) |
||
|---|---|---|---|---|
| Crediting rate | Benchmark | Crediting rate | Benchmark | |
| Cash | 6.35% | 6.51% | 6.20% | 6.09% |
| Capital Stable | 6.06% | 6.11% | 7.46% | 7.31% |
| Cons. Balanced | 6.59% | 6.75% | 8.96% | 8.78% |
| Balanced | 7.77% | 7.68% | 10.98% | 10.58% |
| SR Balanced1 | n/a | n/a | n/a | n/a |
| Growth | 8.60% | 8.43% | 12.47% | 11.99% |
| SR High Growth | 6.86% | 8.19% | 11.37% | 12.37% |
| High Growth | 9.86% | 9.02% | 14.03% | 12.89% |
1The Socially Responsible Balanced option was introduced on 1 January 2008. The investment return for 2008 is for the six months to 30 June 2008 only, not for a full year. No historical performance information is available for this option.
From 1 July 2007:
- the asset allocation for the High Growth option was changed. Until this date the option was called Shares and only invested in Australian and international shares.
- the previously named Socially Responsible Shares option became Socially Responsible High Growth. Over time the asset classes it invests in will also change.
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