Set your super up to work
Bring your other super over to UniSuper
More than one superannuation account can mean more fees and less super savings for you. So it could make sense to keep your super together.2
It’s easy and you can do it online in minutes.
We have options for every type of investor
We offer pre-mixed investments for your superannuation chosen by our experts, or you can build and manage your own portfolio with sector options. Explore each option in detail to see the risk level, expected frequency of negative returns and asset allocations.
Protect you and your family through life's most difficult times
With UniSuper, your superannuation may automatically include insurance. You may be able to add it on, or top it up with extra insurance to give you cover that’s tailored to your needs.
Who will get your super if it outlives you?
Save your loved ones time and stress by letting us know who you want to leave your superannuation to.
Get on top of your super
Add more to your super
Changing jobs?
You can stay with UniSuper when you change jobs, even if you change industries. You'll just need to provide your new employer with a few details to have your super paid into your UniSuper superannuation account.
Manage your super
Compare UniSuper
Explore our learning hub
Super Guarantee (SG) rate
The SG rate is the minimum amount your employer pays into your fund if you’re eligible for super payments.
The SG rate is set to gradually increase to 12%.
| Financial years | Minimum SG contribution rate (%) |
|---|---|
| 1 July 2014 to 30 June 2021 | 9.5 |
| 1 July 2021 to 30 June 2022 | 10 |
| 1 July 2022 to 30 June 2023 | 10.5 |
| 1 July 2023 to 30 June 2024 |
11 |
| 1 July 2024 to 30 June 2025 | 11.5 |
| 1 July 2025 onwards | 12 |
Things you need to know
1Contribution caps and eligibility criteria apply.
2Before combining your super, consider the possible effects this might have on things like the fees you pay, the conditions of your insurance (including whether you can transition your insurance in your other fund to UniSuper) and the tax on your super. There could be other effects too, so it’s best to seek financial advice if you’re unsure.
3634,000 members and over $130 billion in funds under management as at 31 December 2023.