members
Insurance options
Be prepared for whatever the future may hold. Find out what optional insurance cover and/or inbuilt benefits you may be eligible to access through your UniSuper membership.
Optional insurance cover
UniSuper provides Death and Disablement cover (including cover for terminal illness) to eligible Accumulation 1, Accumulation 2, Defined Benefit Division and Spouse Account members.
This cover provides a lump sum benefit in the event of your death, terminal illness or disablement.
Eligible Accumulation 1 and Spouse Account members are also able to apply for Income Protection cover which provides a monthly income benefit (for up to 2 years) if assessed as temporarily unable to work because of total or partial disability.
The Trustee has taken out policies with Hannover Life Re of Australasia Ltd, ABN 37 062 395 484 to provide the optional Death and Disablement and Income Protection insurance cover.
All optional insurance cover is subject to the terms and conditions set out in the insurance policy documents. You can request a copy of a policy free of charge by calling the UniSuper Helpline on 1800 331 685.
Defined Benefit Division and Accumulation 2 members
Death and Disablement benefits are an inbuilt feature of DBD and Accumulation 2 membership. Members cannot opt out of these benefits.
Benefits are payable for death, terminal medical condition, disablement and temporary incapacity. They are provided (self-insured) by the Fund, not by an external insurance provider.
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