If you are an Accumulation 1 member, you probably receive at least 9% Superannuation Guarantee contributions
from your employer.
You’re likely to be a casual or contract employee – or you could be a member that has exercised choice of fund, or who previously worked in the university and higher education sector (unless you’ve deferred your benefit).
Accumulation 1 Product Disclosure Statement (PDS)
How an Accumulation 1 account works
As its name suggests, Accumulation 1 is an ‘accumulation-style’ account. Find out more about how accumulation super works: Accumulation explained
Typically your Accumulation 1 account is made up of:
Amounts that are usually deducted from your account include fees, costs, insurance premiums (if it applies to you) and taxes.
Find out more general information about how accumulation super works: Accumulation explained
Your super investment
You can choose how your accumulation super is invested by selecting from our diverse range of investment options.
Watch our to help you understand risk and return, and figure out what kind of investor you are.
See how UniSuper Advice can help
Before you make any decisions, take a look at the booklet relevant to you for more information:
Growing your accumulation super
If you can, putting some extra money into your super can pay off over the long term (see why).
You are able to top up your Accumulation 1 account with extra voluntary member contributions.
Voluntary member contributions include:
See more on the types of contributions you can make:
There are limits placed on contributions you make. These are called contribution caps. If you go over a contribution cap, you will have to pay more tax on those contributions.
Benefits of being an Accumulation 1 member
Benefits of being an Accumulation 1 member include:
See more benefits of being a UniSuper member
UniSuper Helpline 1800 331 685
UniSuper Advice 1300 331 685