Your super is invested responsibly
Every investment we make considers our environmental, social and governance (ESG) standards and principles.
We're one of Australia's largest investors in ESG-themed strategies, with more than $12 billion in funds under management across these investment options. We have over 10 years' experience in responsible investing and a long-held commitment to incorporating ESG factors into all our investment decisions.
See how we manage climate risks and opportunities across our investments.
Learn how our members’ super is exposed to the risks and opportunities of climate change.
Our approach to responsible and sustainable investing
We're an active owner
We seek ESG integration
We provide you with choice
We advocate and collaborate
Invest for a better future
Choose from 3 dedicated options which avoid avoid exposure to fossil fuel exploration and production.
Launched in 2000, delivered 10.8% in 2020 and 10.6% p.a over 10 years.
- Launched in 2007, delivered 8.8% in 2020 and 9.0% p.a over 10 years.
Launched in 2012, delivered 49.7% in 2020 and 17.5% p.a since inception.
We’re committed to achieving net zero absolute carbon emissions in our investment portfolio by 2050, in alignment with the Paris Agreement.
Aligning with the Paris Agreement reinforces our long-held commitment to incorporate environmental, social and governance (ESG) factors into all our investment decisions.
How we assess investments
The companies we invest in must embrace and adopt a robust and rigorous approach across ESG factors.
- Waste management
- Energy efficiency
- Human rights in the supply chain
- Occupational health and safety (OHS)
- Community standards/social licence to operate
- Employee engagement and turnover
- Board succession
- Company culture
- Reporting on ESG factors
Climate change factors
- Mitigating and managing climate change risks
- Identifying and maximising climate change opportunities
- Reporting on the management of the physical and transitional risks associated with climate change and a de-carbonising economy.
Our ESG principles
Sustainability of earnings
As a long-term investor, the sustainability of a company's earnings is of paramount importance, ESG factors are important considerations in determining earnings sustainability.
Our financial commitment to our members
Our financial commitment to members remains our top priority. We have a legal obligation to manage the financial outcomes of our members within the risk objectives of the respective investment options.
Within thematic options such as Sustainable and Environmental options, we remain accountable for ensuring that portfolio construction is consistent with the overall risk and return objectives of the option.
In relation to security selection, the integrity and independence of the investment process can't be compromised by external influences that may conflict with our financial commitment.
ESG issues are complex
There are challenges in managing the expectations of stakeholders with different perspectives. ESG issues are inherently qualitative in nature and can be difficult to quantify.
- Some stakeholders may prioritise social considerations over environmental concerns
- Poor governance structures could lead to greater risks being taken, poor culture or inappropriate use of shareholder funds.
We’re a pragmatic investor, not an 'activist' fund. Our initial investment in any company is based on sound governance, quality management and strong business fundamentals.
In the event that governance, management or business fundamentals are compromised, we’ll take the necessary steps to protect member interests. This may include additional engagement with the company, proxy voting or selling out of the security.
Climate risks are investment risks
Climate risks and the decarbonising of the economy have the potential to present a systematic market wide investment risk and opportunity. This warrants explicit consideration in our investment process.
If you want to avoid investing in fossil fuel exploration and production, consider our sustainable and environmental investment options.
None of these options invest in fossil fuel exploration and production sectors, weapons, gambling, alcohol or tobacco.
Read our policies and statements on responsible investment.
Access our responsible investing reports and how we exercise our proxy voting rights.
Podcasts: Responsible investing
Super Informed Radio is the podcast that unpacks the world of super, finance, and life’s money matters.
News and insights
We put our best foot forward when it comes to investing with a conscience, but what’s driven this? We take a look at the rise of responsible investing and how we're managing it.
In 2018 we signed on to Climate Action 100+. This is a 5-year investor-led initiative to ensure the world’s largest corporate greenhouse gas (GHG) emitters take critical action to align with the goals of the Paris Agreement.
While climate change is a global concern for us, a more local concern is the safety of the people who work for the companies we invest in. We talk to Bill McCallum, Managing Director of Hancock Natural Resources Group Australasia, about making a positive change to the lives of the people who work there.