Suitability and risk

Suits members who want exposure to a range of asset classes and are comfortable with the value of their investments fluctuating.

10 years
Suggested minimum investment time frame
High
Summary risk level
Pre-Mixed
Option type
$30.8 billion

Option size1

As at 31 August 2021

Expected frequency of negative annual return
4 to less than 6 in 20 years
Total investment fees and costs and transaction costs (%)
Super: 0.46% | Pension: 0.38%

Objective and performance

This option invests in a diversified portfolio of mainly growth assets such as Australian and international shares, property, infrastructure and private equity, with some fixed interest and cash investments.

Objective

To achieve returns that exceeds CPI by 3% over 10 years.2

Performance against objective

2
% p.a. over 10 years
As at 30 Jun 2021
CPI + 3% Balanced performance Outperformance
4.8 9.6 4.8
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Aug 2021
Timeframe Balanced performance SuperRatings median performance Outperformance
1 month 1.52 1.72 -0.20
3 months 6.23 5.02 1.21
Financial year to date 3.79 2.96 0.83
1 year 18.40 18.12 0.28
3 years 9.98 8.18 1.80
5 years 9.76 8.47 1.29
7 years 9.38 7.96 1.42
10 years 10.34 8.98 1.36
Periods less than a year are not annualised.

Balanced option performance ($)

2
As at 17 Oct 2021

Objective

To achieve returns that exceeds CPI by 3% over 10 years.2

Performance against objective

2
% p.a. over 10 years
As at 30 Jun 2021
CPI + 3% Balanced performance Outperformance
4.8 10.7 5.9
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Aug 2021
Timeframe Balanced performance SuperRatings median performance Outperformance
1 month 1.71 1.93 -0.22
3 months 6.68 5.51 1.17
Financial year to date 4.25 3.34 0.91
1 year 20.35 19.73 0.62
3 years 11.16 8.93 2.23
5 years 10.90 9.30 1.60
7 years 10.49 8.68 1.81
10 years 11.60 9.81 1.79
Periods less than a year are not annualised.

Balanced option performance ($)

2
As at 17 Oct 2021