Suitability and risk

Suits members who want exposure to a range of asset classes and are less comfortable with large fluctuations in the value of their investments.

5 years
Suggested minimum investment time frame
Medium
Summary risk level
Pre-Mixed
Option type
$7.8 billion

Option size1

As at 31 December 2023

Expected frequency of negative annual return
Two to less than three in 20 years
Total investment fees and costs and transaction costs (%)
Super 0.53% | Pension 0.46%

Objective and performance

To invest in a diversified portfolio of assets like fixed interest and cash, shares, property, infrastructure and private equity.

Objective

To achieve returns (after taxes and investment expenses, before deducting account-based fees) that are at least 2.0% p.a. more than inflation (CPI) over the suggested time frame.2

Performance against objective

2
% p.a. over 5 years
As at 31 Dec 2023
CPI + 2.0% Conservative Balanced performance Outperformance
5.6 5.1 -0.5
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 29 Feb 2024
Timeframe Conservative Balanced performance SuperRatings median performance Outperformance
1 month 1.11 1.24 -0.13
3 months 3.80 4.81 -1.01
Financial year to date 4.45 5.80 -1.35
1 year 6.32 8.79 -2.47
3 years 5.19 4.72 0.47
5 years 4.77 4.89 -0.12
7 years 5.20 5.25 -0.05
10 years 5.83 5.56 0.27
Periods less than a year are not annualised.

Conservative Balanced option performance ($)

2
As at 11 Apr 2024

Objective

To achieve returns (after taxes and investment expenses, before deducting account-based fees) that are at least 2.0% p.a. more than inflation (CPI) over the suggested time frame.2

Performance against objective

2
% p.a. over 5 years
As at 31 Dec 2023
CPI + 2.0% Conservative Balanced performance Outperformance
5.6 5.8 0.2
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 29 Feb 2024
Timeframe Conservative Balanced performance SuperRatings median performance Outperformance
1 month 1.25 1.38 -0.13
3 months 4.30 5.15 -0.85
Financial year to date 5.05 6.34 -1.29
1 year 7.37 9.30 -1.93
3 years 5.81 5.31 0.50
5 years 5.42 5.52 -0.10
7 years 5.95 6.11 -0.16
10 years 6.68 6.30 0.38
Periods less than a year are not annualised.

Conservative Balanced option performance ($)

2
As at 11 Apr 2024