Get to know your investments

February 2018

By Marta Zyznowska, Communications Consultant, UniSuper

Dive deeper into your investments with MemberOnline.

We get there’s a lot of information to take in when you jump on to MemberOnline—the secure section of our website. So here are some key things to look out for when checking your investments.1

Understand the options you’re invested in.

Once you’ve logged in, go to ‘Your investments’. One of the first things you’ll see is up to three pie charts—depending on what membership category you’re in. These charts break down the different ways your balance is invested. Hover over each pie chart section to see to each proportion, or compare using the tables below each pie chart.

See how those options have performed over time.

Now onto the exciting bit—performance! There are two ways you can check performance. If you’re more of a numbers person, you can look at specific option returns on the ‘Overview’ page. If you’re more of a visual person, you can view the chart on the ‘Investment performance’ page.

Both displays show how the options have performed in general—not how your amount in each option has performed. It’s important to remember that the way options performed in the past doesn’t reflect how they’ll perform in the future.

Find out what major holdings your balance is invested in.

This is where we start breaking down your individual investments. Go back to the ‘Your investments’ page and scroll past the pie charts. Based on the options you’re invested in and how much you’ve invested in them, you’ll see what major holdings we’ve invested your balance in, starting with the highest amount and moving down.

The order of holdings may change depending on market movements, our investment approach or if you decide to switch—but it helps bring your super or pension to life.

Understand the mix of your investments.

Scroll past the table of major holdings and you’ll come to another pie chart. This time, we bring your investments up a level and show how your balance is invested by asset class.

An asset class is a specific category of investments—e.g. cash, fixed interest, property, alternative investments and shares—which fall into two broader groupings: growth and defensive.

Switch your investment options.

If you need to, it’s easy to switch your investments on MemberOnline. Simply go to the ‘Change your investments’ page and, depending on your membership category, choose the type of switch you’d like to make.

If you’re still working and growing your super, you can tailor how you’d like to invest your existing balance, future contributions to your account, or transfers from other super accounts into UniSuper. If you’re taking a pension, you can choose how to invest your remaining balance.

Check in regularly.

Keeping an eye your balance is super simple—go to unisuper.com.au/memberonline to get started.

1 Defined Benefit Division (DBD) members will only see investment information for their accumulation component in MemberOnline.