What superannuation details to give your employer

By law, most employers must make payments (known as super contributions) to a super fund on your behalf. When you start a new job, your employer will usually let you choose where your super contributions are paid. We know there can be a lot to think about when starting a new job and nominating a super fund might not be front of mind, so we’ve laid out what you need to know below.

What super details do employers need?

Here are the details you will usually be asked for when nominating your preferred super fund:

Details about you

• your full name
• your tax file number (TFN)
• your employee number (if you have one).

Details about your preferred super fund

• fund name
• fund Australian business number (ABN)
• fund unique superannuation identifier (USI)
• your member number
• a letter of compliance from the fund to confirm it’s a complying fund and will accept payments from your employer.

Please note, if you’re nominating a self-managed super fund (SMSF), your employer may ask for different details.

UniSuper’s fund details

Nominating UniSuper as your preferred fund? Here are our details:

 
You can find more details about our fund here.

What to know about super stapling (i.e. what happens if you don’t nominate a fund)?

Super stapling links (or staples) you to one of your existing super accounts. It’s designed to prevent you from having multiple super accounts where you could be paying more than one set of fees.

If you don’t tell your employer where to pay your super when you start a new job, they’ll pay your contributions to your stapled super fund. If you don’t have a stapled super fund, your employer will pay your super into a fund of their choice.

What does my employer do with my super details?

Generally, your employer must use the details to make sure your contributions are paid to your nominated super fund. As it currently stands, your employer must pay your super contributions quarterly, at a minimum.

Staying with UniSuper when you change jobs

Great news – you can stay with UniSuper, regardless of what role or industry you move to. It’s easy to ask your new employer to direct your contributions to UniSuper. Simply download your pre-filled Super choice form through your online account and send it to your new employer. The form has everything your employer needs, including our Trustee compliance letter. To download the form:

• log in to your online account and select Manage account
• navigate to Nominate UniSuper as your fund of choice
• select Update.

Learn more about how to manage your super when changing jobs.

The information is of a general nature and doesn’t consider your personal circumstances. Before making decisions, you should consider whether the information is appropriate for your circumstances otherwise seek financial advice.