We're known as one of Australia's best super funds
Super is what we do, so it’s great that we’re among the best in the country
Best Super Fund 2022
SuperRatings 2022 Fund of the Year
We take our responsibility for looking after our members’ retirement savings seriously. That’s why it’s great that Chant West recognised our investment people, governance processes and strong returns* by naming Best Fund: Investments in 2019.
Our financial advice service won the Chant West Best Fund: Advice Services in 2020, 2019 and 2017. While we already know that our financial advisers deliver the best quality in general and personal advice, it’s nice that others see this too.
People's choice awards
As a super fund that strives to put people first, we were proud when the favour was returned, and we received four awards in four categories at the People’s Choice Awards in 2021.
Mozo People's Choice 2021: Competitive fees
Mozo People's Choice 2021: Investment choices
Mozo People's Choice 2021: Most recommended
Mozo People's Choice 2021: Outstanding customer satisfaction
We’re a consistent top performer with our Balanced investment option delivering top quartile returns over 3, 5, 7 and 10 years to 30 June 2021.1Our Balanced option has also outperformed the industry super fund median and other funds in net returns.2 Use the graph to see how UniSuper compares with the industry median and other superannuation funds.
We use “net return” to compare funds, which is one of the best ways to see how funds stack up. The net return of an investment is its return minus fees and taxes.
We have some of the lowest fees in the market. Our Balanced option is ranked in the top three for lowest total fees and costs across several balances, including number one for balances of $250k and $500k.3 Use the table to see how we compare.
We assess every investment we make against our environmental, social and governance (ESG) principles. We’re one of Australia’s largest investors in sustainably themed strategies with more than $12 billion invested across these investment options. Creating futures that won’t cost the earth
Building a brighter future with UniSuper is easy
Tell your employer
How do I join UniSuper?It’s quick and easy to join online. You’ll need your tax file number and contact details and be ready to select your insurance and investment options. Your application will take about 10 minutes. Once you’re done, we’ll email you to let you know next steps.
Can anyone join UniSuper?Yes! From July 5 anyone who is eligible to receive superannuation can join UniSuper. Some employers may have existing agreements about where they pay super - you can always check with them if you’re unsure.
Will it cost anything to join UniSuper?It's free to join UniSuper. Like most funds, we'll charge ongoing fees to manage your account and investments. Some costs are deducted directly from your account balance and some from your investment returns. We have some of the lowest fees in the market. Our default Balanced option is ranked #1 for total fees and costs on balances of $250k.2
How will I know my employer is making contributions into my UniSuper account?Once your application is complete you’ll be provided with a Choice of Fund form. You’ll need to give this to your employer so they know where to pay your super. It’s worth checking with your employer to understand when they’ll be making regular payments. You can check your contributions are being made by logging into your online account.
We’re here to help you plan, understand and realise your future
Forms and documents
Calculators and tools
Find out more about Personal Accounts by reading the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD).
Things you need to know
1 According to SuperRatings Pty Ltd’s Fund Crediting Rate Survey June 2021_SR Balanced (60-76) option, published 20 July 2021
2Source: © Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403) 2021. This comparison has been prepared by Chant West at the request of UniSuper and is based on information provided by third parties that is believed accurate at the time of publication. Fees may change in the future which may affect the outcome of the comparison in this document. The net return used in the above graph is an estimate of how much an account balance of $50,000 would earn in the next year based on historical long-term performance (average return over 10 years to 31 December 2020, after investment fees and tax), minus current administration fees. The investment options used are the UniSuper Balanced option and other funds’ options with similar risk profiles. Full details regarding Chant West’s research methodology, processes, ratings and definitions are available at chantwest.com.au and Chant West’s Financial Service Guide available here. Past performance is not an indicator of future performance.
3 Source: © Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403) 2021. This comparison has been prepared by Chant West at the request of UniSuper and is based on information provided by third parties that is believed accurate at the time of publication. Fees may change in the future which may affect the outcome of the comparison in this document. - UniSuper Accumulation products invested in UniSuper's Balanced investment option as ranked in Chant West's Growth [61-80%] investment category – Chant West Super Fund Fee Survey March 2021. The above ranking and fee comparison is for the Balanced investment option only - both ranking and fees may differ for other investment options. Administration and investment fees and costs data is adjusted by Chant West so like comparisons can be made. Adjustments result in fees being gross of income tax, administration fees include fees and any indirect costs, investment fees and costs include fees charged (including performance fees) and any indirect costs and accordingly data contained in the research may differ from data shown in other published materials.
The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2021 SuperRatings. All rights reserved.
This information is of a general nature only and does not take into account your individual objectives, financial situation or needs. You should read the product disclosure statement and booklets relevant to your membership category, consider the appropriateness of the information having regard to your personal circumstances and consider consulting a licensed financial adviser before making an investment decision based on information contained here. Super Fund of the Year award do not constitute investment advice offered by FE Money Management and should not be used as the sole basis for making any investment decision. All rights reserved.
© Zenith CW Pty Ltd ABN 20 639 121 403 (Chant West), Authorised Representative of Zenith Investment Partners Pty Ltd ABN 27 103 132 672, AFSL 226872 under AFS Representative Number 1280401. The criteria used by Chant West to judge its awards are subjective ratings that have been determined by us based on data (including historical financial performance information) supplied by third parties. While such information is believed to be accurate, Chant West does not accept responsibility for any inaccuracy in such data. Chant West does not make any representation or give any guarantee or assurance as to the performance or success of any financial product based on the subjective ratings provided. Past performance is not a reliable indicator of future performance. The Chant West awards do not constitute financial product advice, however, to extent that the awards are considered to be advice, it is General Advice (s766B Corporations Act) only. Chant West has not taken into account the objectives, financial situation or needs of any specific person. It is not a specific recommendation to purchase, sell or hold any product(s) and is subject to change at any time without prior notice. Individuals should consider the appropriateness of any advice in light of their own objectives, financial situations or needs and should obtain a copy of and consider any relevant PDS or offer document before making any decision. Awards are subject to copyright and may not be reproduced, modified or distributed without the consent of the copyright owner. Except for any liability which cannot be excluded, Chant West does not accept any liability whether direct or indirect, arising from use of the awards. Awards displayed for previous years are for historical purposes only. Full details regarding Chant West’s research methodology, processes, ratings definitions are available at www.chantwest.com.au and Chant West’s Financial Services Guide is available at www.chantwest.com.au/financial-services-guide.
The Conexus Financial Superannuation Awards are determined using proprietary methodologies. Awards were issued February 28, 2019 and are solely statements of opinion and do not represent recommendations to purchase, hold, or sell any securities or make any other investment decisions. Ratings are subject to change.