Introducing you to one of Australia’s most awarded funds
We’re a consistent top performer with our Balanced investment option delivering top 5 returns over 3, 5, 7 and 10 years to 31 December 2020.1 Use the graph to see how UniSuper compares with the industry median and other superannuation funds.
We use “net return” to compare funds, which is one of the best ways to see how funds stack up. The net return of an investment is its return minus fees and taxes.
We’re one of Australia’s largest investors in environmental, social and governance (ESG) themed strategies with more than $12 billion in sustainable investments. Creating futures that won’t cost the earth.
Building a brighter future with UniSuper is easy
Join UniSuper's award winning super fund, it's quick and easy.
Tell your employer
How do I join UniSuper?It’s quick and easy to join online. You’ll need your tax file number and contact details and be ready to select your insurance and investment options. Your application will take about 10 minutes. Once you’re done, we’ll email you to let you know next steps.
Can anyone join UniSuper?Yes! From July 5 anyone who is eligible to receive superannuation can join UniSuper. Some employers may have existing agreements about where they pay super - you can always check with them if you’re unsure.
Will it cost anything to join UniSuper?It’s free to join UniSuper. Like most funds, we’ll charge ongoing fees to manage your account and investments. Some costs are deducted directly from your account balance and some from your investment returns. We have some of the lowest fees in the market. Our default Balanced option is ranked #1 for total fees and costs on balances of $250k.3
How will I know my employer is making contributions into my UniSuper account?Once your application is complete you’ll be provided with a Choice of Fund form. You’ll need to give this to your employer so they know where to pay your super. It’s worth checking with your employer to understand when they’ll be making regular payments. You can check your contributions are being made by logging into your online account.
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Things you need to know
1 According to SuperRatings Pty Ltd Fund Crediting Rate Survey released January 2021, the UniSuper Balanced option was ranked 5th over 3 years, 3rd over 5 and 7 years and 2nd over 10 years to 31 December 2020. The rankings are against options with a growth asset ratio between 60 – 76%.
2 Source: © Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403) 2021. This comparison has been prepared by Chant West at the request of UniSuper and is based on information provided by third parties that is believed accurate at the time of publication. Fees may change in the future which may affect the outcome of the comparison in this document. The net return used in the above graph is an estimate of how much an account balance of $50,000 would earn in the next year based on historical long-term performance (average return over 10 years to 31 December 2020, after investment fees and tax), minus current administration fees. The investment options used are the UniSuper Balanced option and other funds’ options with similar risk profiles. Full details regarding Chant West’s research methodology, processes, ratings and definitions are available at chantwest.com.au and Chant West’s Financial Service Guide available here. Past performance is not an indicator of future performance.
3 Source: © Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403) 2021. This comparison has been prepared by Chant West at the request of UniSuper and is based on information provided by third parties that is believed accurate at the time of publication. Fees may change in the future which may affect the outcome of the comparison in this document. - UniSuper Accumulation products invested in UniSuper's Balanced investment option as ranked in Chant West's Growth [61-80%] investment category – Chant West Super Fund Fee Survey March 2021. The above ranking and fee comparison is for the Balanced investment option only - both ranking and fees may differ for other investment options. Administration and investment fees and costs data is adjusted by Chant West so like comparisons can be made. Adjustments result in fees being gross of income tax, administration fees include fees and any indirect costs, investment fees and costs include fees charged (including performance fees) and any indirect costs and accordingly data contained in the research may differ from data shown in other published materials.
The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2021 SuperRatings. All rights reserved.