We are Australia’s only industry super fund dedicated to providing better retirement outcomes for higher education and research professionals
We have different products to suit your life stage: a range of super products to cover you in employment, and a suite of pension products for retirement
We work exclusively for you so our fees are among the most competitive you’ll find.
Find out how you can nominate a beneficiary to receive your super.
Here are a few things to do now to get your super sorted
As one of Australia’s largest super funds UniSuper offers a range of benefits
You can stay with UniSuper when you change jobs, even if you leave the higher education sector
UniSuper is on your campus to help you with information and general advice about your membership and our range of products
No matter your stage of life, we’re here to help
Compare UniSuper with other super and pension funds
Extra super contributions could pay off over the long term.
Getting your super together is easy. Find out how to combine your other super accounts into UniSuper.
Find and combine any lost super with our Combine my super tool.
5 things you can do to help you grow your super.
We share our members’ inspirational stories and provide resources to help you build your super.
Find out how you could benefit from sharing your super contributions with your spouse.
No matter whether you’re close to retirement age or many years away, it pays to define what you’re aiming for.
A lifetime cap will applies to the total amount of super that an individual can hold in the retirement phase tax free
All about our pensions’ features and benefits
Important information about pensions
5 things you can do now to help you plan for retirement
Our financial advisers can help you with your financial goals no matter your financial situation or stage of life
Important information to help you manage your retirement savings effectively
Read about how to choose an investment strategy that suits your circumstances
Information to help you meet the financial challenges of life’s unexpected surprises
Real-life members tell us about their life in retirement
Rest easy knowing you have a plan for the distribution of your assets when you’re gone.
Find out more about home care and residential care, plus an overview on how to access care, how is it assessed and the cost.
Find out how our investment options have performed
Information about the fundamentals of investing
How to choose your investment options
There are a number of ways to monitor the progress of your investments, and adjust your portfolio if you need to.
We’re responsible for investing and managing the retirement savings of all UniSuper members.
Guiding how we manage your retirement savings are our five core investment beliefs.
How we invest responsibly for our members
Find out what’s happening in investment markets each month.
You don’t have to be wealthy or close to retirement to benefit, and getting started is easier than you think.
We offer three levels of advice - General advice, Select advice and Comprehensive advice. See what type of advice is right for you.
Find out more about how advice works and what you can expect when you see a UniSuper adviser
Call or email us to find out how we can help you
We have experienced advisers servicing all capital cities and can provide face-to-face or phone consultations
Get expert answers to your superannuation and general finance questions from our qualified advisers.
These case studies are based on real—and typical— members’ experiences with UniSuper’s Advice service.
Learn about making the most of your UniSuper membership and super account by watching one of our videos
We have a range of live and on-demand webcasts available for members
Super Informed Radio - tune in to our latest podcasts
We run free super seminars for members and their family at more than 80 venues around Australia—both on and off university campuses
Learn more about the benefits of insuring through your super.
You may want to change your insurance cover while you’re a member with us.
Insurance in super has changed for people who are not actively contributing to their account and for people with an account balance below $6,000.
We know that making a claim can be a daunting and overwhelming experience, that's why we're here to help you with every step of the process.
We strongly advocate for the adoption of the Insurance in Superannuation Voluntary Code of Practice, which aims to improve super insurance products and processes for our members.
You'll find all the important information you need to know about our products in our product disclosure statements (PDS).
How we provide insurance in super is changing. Your insurance might be cancelled on 1 April 2020 if your account balance is under $6,000. Find out more.
This PDS contains information about your Accumulation 1 account and membership. It also includes relevant forms and references to the documents below which you should read with this PDS.
This important information booklet explains the types of contributions you can make, contributions caps, when you can access your super, withdrawals and Choice of Fund.
This important information booklet explains the main risks of super.
This important information booklet provides details about each of our investment options, investment switching, how we manage and may change your investment options and our key considerations in determining the investment options.
This important information booklet explains the fees and costs involved in having an Accumulation 1 account.
This important information booklet provides information about tax in relation to contributions, contributions caps, fund earnings and withdrawals and the importance of providing your tax file number.
This important information booklet includes information about insurance, including how to apply, the level and type of cover available, the cost of cover, eligibility and cancellation of cover, relevant definitions and the other conditions and exclusions that may apply and may affect your entitlement to insurance cover. You should read this before deciding whether the insurance is right for you.
Read this information flyer if you’re new to the DBD. It contains an overview of your options as a new DBD member and information on your journey with UniSuper.
This forms ‘Part 1’ of the Defined Benefit Division and Accumulation 2 PDS. It contains important information you need to know about DBD membership—like how it works, how to make contributions, fees and other costs, tax, insurance, risks and the relevant application forms.
This forms ‘Part 2’ of the Defined Benefit Division and Accumulation 2 PDS. It contains important information you need to know about Accumulation 2 membership—like how we invest your money, fees and other costs, tax, insurance and risks.
This important information booklet contains detailed information about both the DBD and Accumulation 2—more information about the DBD formula, standard member contributions and detailed examples of how your DBD account may work in practice.
In this document we've set out a summary of what happens to your inbuilt benefits if you decide to transfer from the Defined Benefit Division to Accumulation 2.
Key information about the Flexi Pension product and membership plus attached application form.Please note the following change to the Flexi Pension PDS since publication:Page 24: footnote 13 next to the Flexi Pension ICR column label doesn’t apply.
Key information about the Defined Benefit Indexed Pension product and membership plus attached application form.Please note the following page number changes on the Defined Benefit Indexed Pension application form since publication:- ‘Understanding the risks’ should refer to pages 10 and 11.- Section 3 page references should be 8 and 9.- Section 4 page references should be 4 and 5.- Disregard page reference in the second dot point of Section 8.
Key information about the Commercial Rate Indexed Pension product and membership plus attached application form.Please note the following page number changes on the Commercial Rate Indexed Pension application form since publication:- ‘Understanding the risks’ should refer to pages 7 and 8.- Section 3 page references should be 2 and 3.- Section 4 page references should be 2 and 3.- Disregard page reference in the second dot point of Section 8.
This PDS contains information about your Personal Account and membership.