You’ve been to the dentist for your six-monthly visit, serviced your car and seen your doctor for your annual medical. But have you considered a regular financial check-up?
As your life changes, so do your short, medium and long-term goals, as well as your income needs. This is why regular financial check-ups are a vital part of your retirement plan.
UniSuper Advice review service
As well as comprehensive financial advice, UniSuper Advice offers a review service to provide you with support from a dedicated adviser.
If you choose to have a review, your adviser will assess your current finances, ensuring that your arrangements continue to meet your needs and goals. Your adviser will also look at how the latest product, industry and legislative changes may affect you.*
Just have a few one-off questions? Select Advice might what you’re looking for. While Comprehensive Advice looks at your whole financial situation, Select Advice can arm you with personalised solutions in one specific area from a range of available topics.
To find out more, get in touch with UniSuper Advice today.
* Fees are payable for UniSuper Advice’s review service. Please see the Financial Services Guide - Personal Advice for details.
Could you benefit from seeing a UniSuper financial adviser?
Here are some questions to consider:
- Do you worry about your finances?
A UniSuper adviser can map out a financial blueprint that gives you a clear picture of your situation, helping you to be more in control of your finances.
- Are you maximising your Centrelink entitlements?
Drawing a pension from your super savings won’t necessarily stop you from getting an Age Pension. Knowing the Centrelink rules can help ensure you’re maximising your entitlements.
- Do you know the level of risk associated with the investment option(s) your Flexi Pension is invested in? Are you comfortable with this level of risk?
While there is some level of unpredictability in all investments, some involve higher risk than others. Your UniSuper adviser can help you choose the most suitable investment option(s) for you.
- Are you aware of changes to Government legislation that may affect you?
Regular changes to superannuation, social security or taxation laws can impact your financial situation, so it’s important to have up-to-date knowledge of the rules affecting you.
- Have you considered working part-time?
If so, an adviser may be able to help you take advantage of government incentives that encourage individuals to continue participating in the workforce past Age Pension age.
- Do you have an up-to-date Will?
Getting advice about estate planning can help ensure that your assets will be divided according to your wishes when you’re gone. We can refer you to a trusted legal services provider who can assist you with preparing your Will and provide legal guidance on your estate planning considerations.
- Do you receive income from different sources?
UniSuper Advice can help you manage and maximise your multiple income sources through tax-effective strategies.