Insurance through your super

Did you know you may be able to access insurance cover through your UniSuper membership? In fact, you might already have been provided with default insurance cover and not even realise it.

Why insure through your super?

Are you a DBD member? Any external insurance cover you have through your super comes in addition to inbuilt Death and Disablement benefits.

Don’t wait for the worst to happen.

If you were injured, or fell ill:

  • could you get by financially without working?
  • could you afford ongoing medical treatment with your current savings?
  • could your family (or whoever relies on you) get by financially if you died or weren’t able to provide for them?

Benefits of insuring with UniSuper

Getting insurance cover through a super fund (like UniSuper) can be a convenient and affordable alternative to taking out a policy directly with an insurance company.

Because we insure a lot of members at once, we get the benefits of bulk-buying, which can help drive premium costs down. These premiums are deducted from your super.

The insurance you have through your UniSuper membership is provided through group insurance policies we’ve taken out with TAL Life Limited (who we refer to as our “Insurer”).

Types of insurance cover available through your super

MEMBERSHIP TYPE

INSURANCE COVER YOU MAY BE ELIGIBLE FOR

  • Accumulation 1
  • Accumulation 2
  • Personal Account
  • Defined Benefit Division

Any insurance cover you receive will be in addition to your inbuilt benefits.

This page provides a snapshot of the types of insurance cover that may be available to UniSuper members. Before making any decisions, read the PDS relevant to your membership category and the Insurance in your super booklet.