How to keep your insurance if you’re not making regular contributions

The Government’s Protecting Your Super package aims to protect everyone’s retirement savings by encouraging members to evaluate their insurance cover, particularly when regular contributions are not being made to their account.

If your account is affected by these changes, we’ll contact you directly with more information and your options.

Your insurance cover will be automatically cancelled if you haven’t received a contribution or rollover for 16 months or more, regardless of your account balance

What you need to do

If you’d like to keep your insurance cover, you need to do one of the following before your cover is automatically cancelled:

It’s important to note that if your cover is cancelled, to have cover again in the future you’ll have to apply and provide health evidence to our insurer.

You should check if you have insurance with another super provider and compare it to your UniSuper cover before making a decision about keeping your insurance with us.

Check your cover is right for you

How much insurance you need depends on your current (and future) circumstances. It’s important to regularly review your insurance to ensure it meets your needs. The Insurance needs calculator is a good place to start.

If you want to change or cancel your cover, log into your account and go to the Insurance page, or you can complete the
Change insurance cover form (PDF, 96KB).

We’re here to help

If you need any help to keep your insurance cover, make contributions to your account or anything else, please call us on 1800 331 685, email us or chat with us.