Change your insurance

What you can change

Death and Total and Permanent Disablement (TPD)

• Increase or decrease your cover
• Cancel your cover

Income Protection

• Increase or decrease your cover
• Change your waiting period (30, 60 or 90 days)
• Change your benefit period (2 years, 5 years or up to age 65)
• Cancel your cover

You may need to provide evidence of your health to our insurer when applying to increase your cover or change your benefit or waiting period.

Salary and life events cover

You can apply to increase your Death and TPD cover without providing health information if you receive a pay rise or have a major life event, such as getting married, having a child or buying a house.

You can also apply to increase your Income Protection cover if your salary increases.

For more information and to apply, download the Life events and salary increase cover form (PDF, 235KB).