Keep your cover and super together
If you have insurance with another provider, you may be able to transfer it to UniSuper together with your super balance. By having your super and insurance in the one place, you’ll help minimise fees and can better track your premiums and account balance.
Transferrable cover
Death and Total & Permanent Disablement (TPD)
- You can transfer up to $2 million of cover
- The maximum cover you can have is $3 million
Income Protection
You can transfer the lower of:
- up to 85% of your salary
- $29,900 per month (69 units).
Note: DBD members can’t transfer Income Protection cover.
Preparing for your cover transfer
When you apply to transfer your cover, you’ll need to:
- provide evidence of your existing cover
- meet the eligibility criteria
- answer a few health questions.
Until we confirm we’ve accepted your transfer, please don’t cancel your existing cover. When we confirm the transfer of cover, you’ll need to transfer your account balance and cancel your cover with the other fund within 90 days.
Cover transfer eligibility
Eligibility conditions apply. UniSuper terms and conditions will apply to your cover and any existing loadings, restrictions or exclusions will continue to apply to your cover after the transfer. For more information, read our Insurance in your super booklet (PDF, 832 KB).
Apply to transfer your insurance
Insurance transfer form
If you have any questions about your insurance cover, please call 1800 331 685 or contact us.