How to choose your investment options

Choosing your investment options is an important decision and one you want to make wisely. It can have a big impact on your super balance and pension income.

How to choose an investment option

With a range of investment options to choose from, it’s important you:

  1. understand asset classes and risk
  2. review your investment options, then
  3. make your choice.

Step 1: Understand asset classes and risk

When considering investment options, it’s critical to understand the asset classes that make up each option and the relationship between risk and return for each asset class.

Step 2: Review your investment options

With a range of investment options to choose from, you should review each option carefully and consider its objectives, asset mix, strategic asset allocation and performance.

You can choose from our menu of Pre-Mixed and Sector investment options which we've designed to suit a range of our members’ risk profiles and financial needs and goals.

Pre-mixed options Sector options
If you're looking for a low maintenance investment and prefer to have investments chosen and managed on your behalf, our Pre-Mixed options are designed to offer a diversified blend of investments to suit varying levels of comfort with investment risk, personal super and retirement savings goals. Our Sector investment options are less diversified (mainly single asset class options) and are not intended to be used in isolation, but rather combined with other investment options to build a diversified portfolio.
Conservative
Australian Bond
Conservative Balanced
Australian Equity Income
Balanced
Australian Shares
Sustainable Balanced
Cash
Growth
Global Companies in Asia
High Growth
Global Environmental Opportunities
Sustainable High Growth
International Shares

Listed Property

Diversified Credit Income

If you create your own investment mix, you’re responsible for monitoring the allocation to each of your chosen options because the allocations will change in line with the performance of each of those options and how you invest future contributions.

To find out more about our investment options download our How we invest your money booklet. 

Step 3: Make your choice

There are two ways you can choose your investment options:

  1. Log in to MemberOnline to access your account
  2. Complete and return the relevant Investment choice form

Manage your investment options

It’s important to keep track of and manage your investments. We provide a number of ways to monitor the progress of your investments and adjust your portfolio if your financial circumstances change.

Find out more about managing your investment strategy and investment switching

Get advice

Talk to UniSuper Advice on 1800 UADVICE (1800 823 842) to find out how they can help you.


View Disclaimer Information more

This information is of a general nature only and does not take into account your individual objectives, financial situation or needs. You should read the product disclosure statement and booklets relevant to your membership category, consider the appropriateness of the information having regard to your personal circumstances and consider consulting a qualified financial adviser before making an investment decision based on information contained in this document