Aligning your super with your values

When you choose one of our sustainable or environmental options, you’re avoiding contentious sectors or addressing global environmental challenges.

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No fossil fuel exploration and production*
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No weapons*
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No gambling*
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No alcohol*
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No tobacco*

*Refer to the descriptors below for more information on the excluded investments



Sustainable Balanced and Sustainable High Growth options

Investment type: Pre-mixed

They invest in:

  • Australian and international companies (chosen using our own sustainable investment criteria)
  • Listed property

The Sustainable Balanced option also invests in fixed interest assets, including green bonds.


Excluded investments

We exclude investments in a range of industries. We use specialist third-party ESG research to identify companies that have revenue exposure to the following activities.

  • Fossil fuel explorers and producers

    We exclude companies classified as:

    • coal, oil and gas producers
    • coal miners
    • energy
    • oil and gas explorers
    • diversified metals and miners.

    We exclude companies with greater than 10% revenue from fossil fuel exploration and production.

    We consider utilities for investment if they’re largely involved in renewable energy—provided they derive less than 30% of energy generation from natural gas only (excluding any coal generation). This allows for energy security/back-up generation capabilities.

  • Weapons

    We exclude companies associated with the material manufacture and sale of all weapons, including firearms. 

    If a company has less than 0.5% of total group revenue associated with weapons, we consider the nature of the exposure on a case-by-case basis and decide whether to exclude it. For example, we may invest in a company that produces glass instrument screens but not one that produces explosive materials.

  • Gambling

    We exclude companies that have material revenues associated with gaming. We also use specialist third-party ESG research to identify and exclude any company that has gaming as part of its core business (like a hotel group that owns and operates casinos) which comprises more than 5% of its total group revenue.

  • Alcohol

    We exclude companies that produce alcohol as its core business. We also use specialist third-party ESG research to identify any companies that produce or sell alcohol as part of their core business (comprising more than 5% of total group revenue).

    We evaluate the nature of the exposure on a case-by-case basis and decide whether to exclude particular companies. For example, we won’t exclude a proprietor or airport that leases property to an entity that sells alcohol. Likewise, we won’t exclude airlines that serve alcohol.

  • Tobacco

    We exclude companies that manufacture tobacco as its core business. 

    We also use specialist third-party ESG research to identify any companies that produce or sell tobacco as part of their core business (comprising more than 5% of total group revenue).

  • Human rights violations

    We assess any companies that breach the UN Global Compact or have otherwise been found to commit human rights violations. We will review on a case by case basis the companies' response to the allegations. 

  • Other companies

    We may exclude other companies if they’re inconsistent with the nature and intent of our screening process.

Global Environmental Opportunities (GEO) option

Investment type: Sector

This option invests in a portfolio of global shares (which may include a small portion of Australian companies) that derive at least 40% of their revenue from environmentally beneficial products and services related to:

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Alternative energy

Renewable energy and alternative fuels
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Clean technology

Reducing energy consumption through effective power management, energy conservation and energy efficiency
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Sustainable water

Addressing water scarcity, quality and infrastructure
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Green building

Building and operating environmentally sustainable buildings and/or offering environmentally sound products and services used in building design and construction
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Pollution prevention

Pollution prevention, recycling, waste minimisation and waste treatment 
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Sustainable agriculture

Sustainable agriculture including but not limited to sustainable forestry and fisheries

Aligning with the global sustainable development agenda

Our GEO options directly match 5 of the United Nations (UN) Sustainable Development Goals:

  • Climate action
  • Sustainable cities and communities
  • Clean water and sanitation
  • Responsible consumption and production
  • Life on land

Learn more about the GEO option

Explore more

Are your funds invested in line with your values?
We take a look at what sustainable investing means for different people and what it could mean for you.
Switching your investments
Learn how to make changes to the way your current super is invested or change your strategy for any future contributions. 
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