Sustainable Balanced

Member suitability Suits members who:

  • want exposure to a range of asset classes
  • are comfortable with the value of their investments fluctuating
  • understand the explanation of listed property exposures in the How we invest your money booklet and that returns are different from (and more volatile than) returns from owning real property.
Performance objective*
To achieve returns (after Fund taxes and investment expenses, before deducting account-based fees) that are at least 3.0% p.a. more than inflation (CPI) over the suggested time frame.
Investment strategy
To invest in a diversified portfolio comprising Australian and international shares that are selected on the basis of sustainable investment criteria (and the application of some negative screens) with Australian Listed Property, fixed interest and cash assets.
Suggested investment time frame
Minimum of six years
Expected frequency of negative annual return
Five in 20 years
Summary risk level
Option size
$1,969.20 million (as at 30 April 2018)#

* Performance objectives are not promises or predictions of any particular rate of return.
# Size of both accumulation and pension assets.

Option Performance (%)1

As of 30 Apr 2018

1 Month 3 Months FYTD 1 Year 3 Years (p.a) 5 Years (p.a) 7 Years (p.a)
Sustainable Balanced Option 1.59 0.10 4.91 5.11 5.47 8.57 8.39
SuperRatings Median -- -- -- -- -- -- --
Outperformance -- -- -- -- -- -- --

Option Performance ($)2

Strategic asset allocation (%)3

Last updated on 1 September 2014

Regional allocation

Major Holdings4

By value (descending order) as at 30 April 20185

Australian Shares

Transurban Group
Commonwealth Bank of Australia
James Hardie Industries PLC
Link Administration Holdings Ltd
National Australia Bank Ltd
Reliance Worldwide Corp Ltd
Macquarie Group Ltd
Westpac Banking Corp
Telstra Corp Ltd
ANZ Banking Group
Insurance Australia Group Ltd
Ramsay Health Care Ltd
Qube Holdings Ltd
Scentre Group
Sydney Airport
Lendlease Group
JB Hi-Fi Ltd
Westfield Corp

International Shares

Microsoft Corp
Alphabet Inc
Bank of New York Mellon Corp/The
3M Co
Pepsico Inc
Sony Corp
Ecolab Inc
Apple Inc
Booking Holdings Inc
Janus Henderson Group PLC
ASML Holding NV
Lonza Group AG
Agilent Technologies Inc
Mettler-Toledo International Inc
Accenture PLC
PNC Financial Services Group Inc
BlackRock Inc Inc
Becton Dickinson And Co
Goldman Sachs Group Inc/The
Siemens AG

Fixed Interest

World Bank (Green bond) 04/2019
Queensland Treasury Corp (Green bond) 03/2024
Westpac Banking Corp (Green bond) 06/2021
Victorian Treasury Corp (Green bond) 07/2021
ANZ (Green Bond) 06/2020
Australian Government 11/2022
Australian Government 04/2025
Australian Government 04/2024
NAB (Green bond) 12/2021
Australian Government 06/2039
Sumitomo Mitsui - Term Deposits

View Disclaimer Information more
1 Past performance is not an indicator of future performance. Option returns are calculated net of investment expenses and Fund taxes but are gross of account-based fees. Three, five, and seven-year returns are per annum. Due to rounding, excess return (measured to one-decimal place) may not equate to the difference between option return and median return. The SuperRatings data is based on the SuperRatings survey for the relevant period and does not take into account any subsequent revisions or corrections made by SuperRatings. At the time of preparation, UniSuper was not aware of any revisions or corrections which would be materially adverse to members.

2 Past performance is not an indicator of future performance. This graph shows the growth of $10,000 invested in this option over the period illustrated net of investment expenses and fund taxes but gross of account-based fees. No adjustments have been made to reflect the impact of inflation. Note that the graph uses interim daily crediting rates and does not reflect the final crediting rates which are used to calculate option performance in the table above.

3 The strategic asset allocation may change throughout your UniSuper membership. In particular, the trustee may alter the strategic asset allocation from time to time to suit prevailing market circumstances. Actual allocation will deviate from their targets, but are monitored so they are kept within a range approved by the Trustee.

4 These holdings may change from time to time. The above holdings are the outcome of various strategies applied by UniSuper and by a range of investment managers taking into account a variety of considerations, many of which are specific to UniSuper and superannuation funds in general. The above lists are published for informational purposes only and are not a recommendation or endorsement of any of the companies listed, for inclusion in your personal portfolio. Before selecting companies to invest in personally, you should seek professional financial advice that takes into account your personal circumstances and investment objectives.

5 Value includes direct holdings only and does not include exposures from indirect holdings.

This information is of a general nature only and does not take into account your individual objectives, financial situation or needs. You should read the product disclosure statement and booklets relevant to your membership category, consider the appropriateness of the information having regard to your personal circumstances and consider consulting a licensed financial adviser before making an investment decision based on information contained in this document.