Sustainable Balanced

Member suitability Suits members who want exposure to a range of asset classes and are comfortable with the value of their investments fluctuating.
Performance objectives*
To achieve returns (after Fund taxes and investment fees but before deducting account-based fees) that are at least 3.0% p.a. more than inflation (CPI) over the suggested investment time frame.
Investment strategy
To invest in a diversified portfolio of Australian and international shares that are selected on the basis of sustainable investment criteria (and the application of some negative screens), together with Australian listed property, fixed interest and cash assets.
Minimum suggested investment time frame
Six years
Expected frequency of negative annual return
Five in 20 years
Summary risk level
Option size
$1,693.50 million (as at 31 May 2017)#

* These are not promises or predictions of any particular rate of return.
# Size of both accumulation and pension assets. 

Option Performance (%)1

As of 31 May 2017

1 Month 3 Months FYTD 1 Year 3 Years (p.a) 5 Years (p.a) 7 Years (p.a)
Sustainable Balanced Option 0.02 4.16 9.97 7.81 8.30 11.41 8.79
SuperRatings Median -- -- -- -- -- -- --
Outperformance -- -- -- -- -- -- --

Option Performance ($)2

Strategic asset allocation (%)3

Last updated on 1 September 2014

Regional allocation

Major Holdings4

By value (descending order) as at 31 May 20175

Australian Shares

Transurban Group
Commonwealth Bank of Australia
Westpac Banking Corp
Telstra Corp Ltd
National Australia Bank Ltd
Australia & New Zealand Banking Group
Insurance Australia Group Ltd
Macquarie Group Ltd
Amcor Ltd
Brambles Ltd
Scentre Group
Ramsay Health Care Ltd
JB Hi-Fi Ltd
Reliance Worldwide Corp Ltd
James Hardie Industries PLC
Sydney Airport
Westfield Corp
Goodman Group
Lendlease Group

International Shares

Microsoft Corp
3M Co
Nestle SA
Tesla Inc
Schneider Electric SE
Pepsico Inc
Roche Holding AG
Siemens AG
Resmed Inc
Banque Toronto-Dominion
Bank of America Corp
Intel Corp
Novartis AG
Allianz SE
Novo Nordisk A/S
East Japan Railway Co
Unibail-Rodamco SE
Unitedhealth Group Inc
Citigroup Inc

Fixed Interest

World Bank (Green bond) 04/2019
Queensland Treasury Corp (Green bond) 03/2024
Victorian Treasury Corp (Green bond) 07/2021
ANZ (Green Bond) 06/2020
Westpac Banking Corp (Green bond) 06/2021
NAB (Green bond) 12/2021
Western Australian Tresury Corp 10/23/18
Australian Government 07/2022
Australian Government 04/2023
Australian Government 04/2024
Australian Government 10/2018

View Disclaimer Information more
1 Past performance is not an indicator of future performance. Option returns are calculated net of investment expenses and Fund taxes but are gross of account-based fees. Three, five, and seven-year returns are per annum. Due to rounding, excess return (measured to one-decimal place) may not equate to the difference between option return and median return. The SuperRatings data is based on the SuperRatings survey for the relevant period and does not take into account any subsequent revisions or corrections made by SuperRatings. At the time of preparation, UniSuper was not aware of any revisions or corrections which would be materially adverse to members.

2 Past performance is not an indicator of future performance. This graph shows the growth of $10,000 invested in this option over the period illustrated net of investment expenses and fund taxes but gross of account-based fees. No adjustments have been made to reflect the impact of inflation. Note that the graph uses interim daily crediting rates and does not reflect the final crediting rates which are used to calculate option performance in the table above.

3 The strategic asset allocation may change throughout your UniSuper membership. In particular, the trustee may alter the strategic asset allocation from time to time to suit prevailing market circumstances. Actual allocation will deviate from their targets, but are monitored so they are kept within a range approved by the Trustee.

4 These holdings may change from time to time. The above holdings are the outcome of various strategies applied by UniSuper and by a range of investment managers taking into account a variety of considerations, many of which are specific to UniSuper and superannuation funds in general. The above lists are published for informational purposes only and are not a recommendation or endorsement of any of the companies listed, for inclusion in your personal portfolio. Before selecting companies to invest in personally, you should seek professional financial advice that takes into account your personal circumstances and investment objectives.

5 Value includes direct holdings only and does not include exposures from indirect holdings.

This information is of a general nature only and does not take into account your individual objectives, financial situation or needs. You should read the product disclosure statement and booklets relevant to your membership category, consider the appropriateness of the information having regard to your personal circumstances and consider consulting a licensed financial adviser before making an investment decision based on information contained in this document.