Sustainable Balanced (Super)

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Investment option type Pre-Mixed
Member suitability Suits members who:
  • want exposure to a range of asset classes
  • are comfortable with the value of their investments fluctuating
  • understand the explanation of listed property exposures in the How we invest your money booklet (PDF, 1.48MB) and that returns are different from (and more volatile than) returns from owning real property.
Performance objective* To achieve returns (after Fund taxes and investment expenses, before deducting account-based fees) that are at least 3.0% p.a. more than inflation (CPI) over the suggested time frame.
Investment strategy To invest in a diversified portfolio of Australian and international shares that are selected on the basis of sustainable investment criteria (and the application of some negative screens), together with Australian Listed Property, fixed interest, infrastructure, private equity and cash assets.
Suggested investment time frame Minimum of six years
Expected frequency of negative annual return Four to less than six in 20 years
Summary risk level High
Option size# $3.3 billion (as at 31 January 2020)
Total fees and costs (%) 0.37

* Performance objectives are not promises or predictions of any particular rate of return.
# Size of both accumulation and pension assets.

Option Performance (% p.a.)1

Vs Objective

As of 31 Dec 2019

Sustainable Balanced Option Yield CPI + 3.0% Outperformance
6 years 8.9 4.7 4.2

VS Peers

As of 31 Jan 2020

Sustainable Balanced Option SuperRatings Median Outperformance
1 Month 3.77 -- --
3 Months 5.35 -- --
FYTD 9.65 -- --
1 Year 21.85 -- --
3 Years 11.76 -- --
5 Years 8.59 -- --
7 Years 10.32 -- --
10 Years 9.05 -- --

Periods less than a year are not annualised

Some performance data are not yet available for this option.

Option Performance ($)2

Strategic asset allocation (%)3

Last updated on 1 September 2014

Major Holdings4

By value (descending order) as at 31 January 20205

Australian Shares

Transurban Group
Sydney Airport
James Hardie Industries PLC
Commonwealth Bank of Australia
Westpac Banking Corp
Macquarie Group Ltd
Insurance Australia Group Ltd
Qube Holdings Ltd
Rio Tinto Ltd
Telstra Corp Ltd
Reliance Worldwide Corp Ltd
Australia & New Zealand Banking Group
National Australia Bank Ltd
Ramsay Health Care Ltd
Goodman Group
REA Group Ltd
Commonwealth Bank of Australia - Perls
Scentre Group

International Shares

Microsoft Corp
Alphabet Inc
Apple Inc
Deutsche Boerse AG
Pepsico Inc
Chorus Ltd
Sony Corp
ASML Holding NV
Lonza Group AG
Ecolab Inc
Allianz SE
Vestas Wind Systems A/S
Agilent Technologies Inc
Accenture PLC
Visa Inc
PNC Financial Services Group Inc
adidas AG
Home Depot Inc/The Inc
Mastercard Inc
Equinix Inc

Fixed Interest

World Bank (Green bond) 11/2025
New South Wales Treasury Corp 11/2028
Queensland Treasury Corp (Green bond) 03/2024
Westpac Banking Corp (Green bond) 06/2021
Victorian Treasury Corp (Green bond) 07/2021
Australian Government 05/2030
New South Wales Treasury Corp 02/2030
Asian Development Bank 03/2030
Queensland Treasury Corp 03/2029
Asian Development Bank 01/2024
ANZ (Green Bond) 06/2020

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1 Past performance is not an indicator of future performance. Some performance data are not yet available for this option. Option returns are calculated net of investment expenses and Fund taxes but are gross of account-based fees. Due to rounding, excess return may not equate to the difference between option return and median return. The SuperRatings data is based on the SuperRatings survey for the relevant period and does not take into account any subsequent revisions or corrections made by SuperRatings.

2 Past performance is not an indicator of future performance. This graph shows the growth of $10,000 invested in this option over the period illustrated net of investment expenses and fund taxes but gross of account-based fees. No adjustments have been made to reflect the impact of inflation.
Note that the graph uses interim daily crediting rates and does not reflect the final crediting rates which are used to calculate option performance in the table above.

3 The strategic asset allocation may change and may be altered by the trustee from time to time to suit prevailing market circumstances. Actual allocation will deviate from their targets, but are monitored so they are kept within a range approved by the Trustee.

4 These holdings may change from time to time. The above holdings are the outcome of various strategies applied by UniSuper and by a range of investment managers taking into account a variety of considerations, many of which are specific to UniSuper and superannuation funds in general. The above lists are published for informational purposes only and are not a recommendation or endorsement of any of the companies listed, for inclusion in your personal portfolio. Before selecting companies to invest in personally, you should seek professional financial advice that takes into account your personal circumstances and investment objectives. Value includes direct holdings only and does not include exposures from indirect holdings.

5 Value includes direct holdings only and does not include exposures from indirect holdings.

This information is of a general nature only and does not take into account your individual objectives, financial situation or needs. You should read the product disclosure statement and booklets relevant to your membership category, consider the appropriateness of the information having regard to your personal circumstances and consider consulting a licensed financial adviser before making an investment decision based on information contained in this document.