Sustainable Balanced

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Member suitability Suits members who:
  • want exposure to a range of asset classes
  • are comfortable with the value of their investments fluctuating
  • understand the explanation of listed property exposures in our How we invest your money booklet (p. 7) and that returns are different from (and more volatile than) returns from owning real property.
Performance objective*
To achieve returns (after Fund taxes and investment expenses, before deducting account-based fees) that are at least 3.0% p.a. more than inflation (CPI) over the suggested time frame.
Investment strategy
To invest in a diversified portfolio of Australian and international shares that meet sustainable investment criteria with Australian Listed Property, fixed interest and cash assets.
Suggested investment time frame
Minimum of six years
Expected frequency of negative annual return
Four to less than six in 20 years
Summary risk level
Option size#
$2,157.90 million (as at 30 September 2018)
Total fees and costs (%) 0.37 (accumulation), 0.24 (TTR and Pension)

* Performance objectives are not promises or predictions of any particular rate of return.
# Size of both accumulation and pension assets.

Option Performance (%)1

As of 30 Sep 2018

Sustainable Balanced Option SuperRatings Median Outperformance
1 Month -1.20 -- --
3 Months 2.17 -- --
FYTD 2.17 -- --
1 Year 10.36 -- --
3 Years (p.a) 8.70 -- --
5 Years (p.a) 8.76 -- --
7 Years (p.a) 10.40 -- --
10 Years (p.a) 7.39 -- --

Option Performance ($)2

Strategic asset allocation (%)3

Last updated on 1 September 2014

Regional allocation

Major Holdings4

By value (descending order) as at 30 September 20185

Australian Shares

Transurban Group
Reliance Worldwide Corp Ltd
Commonwealth Bank of Australia
James Hardie Industries PLC
Rio Tinto Ltd
National Australia Bank Ltd
ANZ Banking Group
Qube Holdings Ltd
Westpac Banking Corp
Ramsay Health Care Ltd
Macquarie Group Ltd
Link Administration Holdings Ltd
Insurance Australia Group Ltd
JB Hi-Fi Ltd
Scentre Group
Seek Ltd
Lendlease Group
Goodman Group

International Shares

Microsoft Corp
Alphabet Inc
Apple Inc
Sony Corp
Janus Henderson Group PLC
3M Co
Pepsico Inc
Lonza Group AG
Ecolab Inc
Bank of New York Mellon Corp/The
Accenture PLC
Agilent Technologies Inc Inc
Mettler-Toledo International Inc
Booking Holdings Inc
ASML Holding NV
Becton Dickinson And Co
Canadian National Railway Co
PNC Financial Services Group Inc
BlackRock Inc

Fixed Interest

World Bank (Green bond) 04/2019
Queensland Treasury Corp (Green bond) 03/2024
Westpac Banking Corp (Green bond) 06/2021
Victorian Treasury Corp (Green bond) 07/2021
Australian Government 04/2027
ANZ (Green Bond) 06/2020
Australian Government 04/2025
Australian Government 04/2026
NAB (Green bond) 12/2021
Kommunalbanken AS 09/2023
Australian Government 11/2020

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1 Past performance is not an indicator of future performance. Option returns are calculated net of investment expenses and Fund taxes but are gross of account-based fees. Due to rounding, excess return may not equate to the difference between option return and median return. The SuperRatings data is based on the SuperRatings survey for the relevant period and does not take into account any subsequent revisions or corrections made by SuperRatings.

2 Past performance is not an indicator of future performance. This graph shows the growth of $10,000 invested in this option over the period illustrated net of investment expenses and fund taxes but gross of account-based fees. No adjustments have been made to reflect the impact of inflation.
Note that the graph uses interim daily crediting rates and does not reflect the final crediting rates which are used to calculate option performance in the table above.

3 The strategic asset allocation may change and may be altered by the trustee from time to time to suit prevailing market circumstances. Actual allocation will deviate from their targets, but are monitored so they are kept within a range approved by the Trustee.

4 These holdings may change from time to time. The above holdings are the outcome of various strategies applied by UniSuper and by a range of investment managers taking into account a variety of considerations, many of which are specific to UniSuper and superannuation funds in general. The above lists are published for informational purposes only and are not a recommendation or endorsement of any of the companies listed, for inclusion in your personal portfolio. Before selecting companies to invest in personally, you should seek professional financial advice that takes into account your personal circumstances and investment objectives. Value includes direct holdings only and does not include exposures from indirect holdings.

5 Value includes direct holdings only and does not include exposures from indirect holdings.

This information is of a general nature only and does not take into account your individual objectives, financial situation or needs. You should read the product disclosure statement and booklets relevant to your membership category, consider the appropriateness of the information having regard to your personal circumstances and consider consulting a licensed financial adviser before making an investment decision based on information contained in this document.