Balanced option ranked number one for three-year returns

01 Mar 2016

The latest SuperRatings report is in and it contains good news for our members.

Our Balanced option was ranked first out of 168 surveyed funds for returns over a three-year period*, demonstrating its resilience during an otherwise difficult start to the year for financial markets generally. 

“The driver of this result was once again the high quality and relatively defensive nature of the equity portfolios within the Balanced option” UniSuper Chief Investment Officer John Pearce explained.

Meanwhile, all of our pre-mixed accumulation investment options included in the survey ranked in the top quartile (top 25% of surveyed funds) over 1, 3, 5 and 10 year periods.

   1 year
 3 years
 5 years
 7 years
10 years
 
 Capital Stable
Q1
Q1  Q1
Q1
Q1 
 Conservative Balanced
Q1
Q1
Q1
Q1
Q1
 Balanced
Q1
Q1
Q1
Q1
Q1 
 Growth
Q1
Q1
Q1
Q2
Q1 
 High Growth
Q1
Q1
Q1
Q2
Q1

Q1 = First quartile
Source: SuperRatings Fund Crediting Rate Survey for periods ending 31 January 2016, published on 19 February 2016. Past performance isn’t an indicator of future performance. This SuperRatings data doesn’t take into account any subsequent revisions or corrections made by SuperRatings. 

UniSuper fees continue to rank highly 

In other good news, independent researchers, Chant West have recently ranked our Balanced option in the top 10 for fees—with the Balanced option placing second, eighth and 10th out of the 100 largest super funds in Australia in the $250,000, $50,000 and $25,000 categories respectively#.

Why it’s important to ride the investment market wave

We’re very pleased our rolling returns for these options have continued to outperform the broader industry over the longer term. This highlights the fact that it’s your time in the market that tends to give you a better opportunity to maximise your long-term returns, not your timing of the market

Some members try to time markets by predicting whether they’ll go up or down, and then change their investment options at short notice to take advantage of these movements. This can be a risky investment strategy and may not deliver you favourable returns over the long term.

Investment markets are influenced by a range of factors, such as interest rates, inflation, exchange rates and the economic outlook. So, accurately predicting short-term market movements is difficult.

Members who change their investments in response to market movements are often responding after the event. They chose to switch out of one investment option when its value is already declining and then switch into better performing investments when their values are potentially reaching a peak—effectively selling low and buying high.

That’s why tracking longer-term performance is more important to us as most people retain super investments for decades—often remaining invested for many years after retiring.

If you’d like to find out more about the latest market movements and how they may have affected your super, check out the latest Investment market update



*SuperRatings Fund Crediting Rate Survey for periods ending 31 January 2016, published on 19 February 2016.

#Chant West Super Fund Fee Survey for December 2015, published on 18 February 2016.  Fees include administration and investment fees and are based on each fund’s multi-manager growth option (i.e. 61-80% growth assets).  



[1] Chant West Super Fund Fee Survey for December 2015, published on 18 February 2016.  Fees include administration and investment fees and are based on each fund’s multi-manager growth option (i.e. 61-80% growth assets).  

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Past performance does not indicate future performance. The SuperRatings data for the Balanced option is based on the SuperRatings Fund Crediting Rate Survey for periods ending 31 January 2016 of all super funds with Balanced options within a 60%-76% growth asset range which took part in the survey published on 19 February 2016. The SuperRatings data does not take into account any subsequent revisions or corrections made by SuperRatings.

The Chant West data is based on information provided by third parties that is believed accurate at the time of publication. Chant West’s Financial Services Guide is available at www.chantwest.com.au.

This information is of a general nature only and may include general advice. It has been prepared without taking into account your individual objectives, financial situation or needs. UniSuper’s investment strategies will not necessarily be appropriate for other investors. Before making any decision in relation to your UniSuper membership, you should consider your personal circumstances, the relevant product disclosure statement for your membership category and whether to consult a licensed financial adviser.