Suitability and risk

Suits members who want exposure to a range of asset classes and are comfortable with the value of their investments fluctuating.

10 years
Suggested minimum investment time frame
High
Summary risk level
Pre-Mixed
Option type
$24.3 billion

Option size1

As at 31 October 2020

Expected frequency of negative annual return
4 to less than 6 in 20 years
Total investment fees and costs and transaction costs (%)
Super: 0.46% | Pension: 0.38%

Objective and performance

This option invests in a diversified portfolio of mainly growth assets such as Australian and international shares, property, infrastructure and private equity, with some fixed interest and cash investments.

Objective

Outperform: CPI by 3% p.a. over 10 years2

Performance against objective

2
% p.a. over 10 years
As at 30 Sep 2020
CPI + 3% Balanced performance Outperformance
4.9 8.5 3.6
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Oct 2020
Timeframe Balanced performance SuperRatings median performance Outperformance
1 month -0.01 0.41 -0.42
3 months 1.83 1.39 0.44
Financial year to date 2.64 2.28 0.36
1 year 1.41 -0.70 2.11
3 years 6.56 4.68 1.88
5 years 7.35 5.71 1.64
7 years 8.03 6.45 1.58
10 years 8.38 7.11 1.27
Periods less than a year are not annualised.

Balanced option performance ($)

2
As at 01 Dec 2020

Objective

Outperform: CPI by 3% p.a. over 10 years2

Performance against objective

2
% p.a. over 10 years
As at 30 Sep 2020
CPI + 3% Balanced performance Outperformance
4.9 9.6 4.7
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Oct 2020
Timeframe Balanced performance SuperRatings median performance Outperformance
1 month 0.00 0.42 -0.42
3 months 2.09 1.52 0.57
Financial year to date 2.99 2.49 0.50
1 year 1.61 -0.91 2.52
3 years 7.42 5.13 2.29
5 years 8.25 6.25 2.00
7 years 9.04 7.13 1.91
10 years 9.45 7.79 1.66
Periods less than a year are not annualised.

Balanced option performance ($)

2
As at 01 Dec 2020