Suitability and risk
Suits members who want exposure to a range of mainly higher risk asset classes and are comfortable with the value of their investments fluctuating.
10 years
Suggested minimum investment time frame
Medium to High
Summary risk level
Pre-Mixed
Option type
$50.7 billion
Option size1
As at 31 August 2024
Expected frequency of negative annual return
Three to less than four in 20 years
Total investment fees and costs and transaction costs (%)
Super: 0.63% | Pension: 0.56%
Objective and performance
To invest in a diversified portfolio of mainly higher risk assets such as Australian and international shares, property, infrastructure and private equity, with some fixed interest and cash investments.
Objective
To achieve returns (after taxes and investment expenses, before deducting account-based fees) that are at least 3% p.a. more than inflation (CPI) over the suggested time frame.2
Performance against objective
2% p.a. over 10 years
As at 30 Sep 2024
| CPI + 3% | Balanced performance | Outperformance |
|---|---|---|
| 5.7 | 8.1 | 2.4 |
Performance objectives are not promises or predictions of any particular rate of return.
Performance
2% p.a.
As at 30 Nov 2024
| Timeframe | Balanced return |
|---|---|
| 1 month | 2.13 |
| 3 months | 3.50 |
| Financial year to date | 5.61 |
| 1 year | 14.71 |
| 3 years | 5.73 |
| 5 years | 6.68 |
| 7 years | 7.57 |
| 10 years | 8.07 |
Periods less than a year are not annualised.
Balanced option performance ($)
2As at 16 Jan 2025
Objective
To achieve returns (after taxes and investment expenses, before deducting account-based fees) that are at least 3% p.a. more than inflation (CPI) over the suggested time frame.2
Performance against objective
2% p.a. over 10 years
As at 30 Sep 2024
| CPI + 3% | Balanced performance | Outperformance |
|---|---|---|
| 5.7 | 9.0 | 3.3 |
Performance objectives are not promises or predictions of any particular rate of return.
Performance
2% p.a.
As at 30 Nov 2024
| Timeframe | Balanced return |
|---|---|
| 1 month | 2.39 |
| 3 months | 3.94 |
| Financial year to date | 6.32 |
| 1 year | 16.51 |
| 3 years | 6.34 |
| 5 years | 7.35 |
| 7 years | 8.42 |
| 10 years | 8.98 |
Periods less than a year are not annualised.
Balanced option performance ($)
2As at 16 Jan 2025