Suitability and risk

Suits members who want exposure to a range of asset classes and are comfortable with the value of their investments fluctuating.

10 years
Suggested minimum investment time frame
High
Summary risk level
Pre-Mixed
Option type
$30.2 billion

Option size1

As at 31 July 2021

Expected frequency of negative annual return
4 to less than 6 in 20 years
Total investment fees and costs and transaction costs (%)
Super: 0.46% | Pension: 0.38%

Objective and performance

This option invests in a diversified portfolio of mainly growth assets such as Australian and international shares, property, infrastructure and private equity, with some fixed interest and cash investments.

Objective

Outperform: CPI by 3% p.a. over 10 years2

Performance against objective

2
% p.a. over 10 years
As at 30 Jun 2021
CPI + 3% Balanced performance Outperformance
4.8 9.6 4.8
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Jul 2021
Timeframe Balanced performance SuperRatings median performance Outperformance
1 month 2.24 1.22 1.02
3 months 5.20 4.38 0.82
Financial year to date 2.24 1.22 1.02
1 year 19.29 18.01 1.28
3 years 9.77 7.93 1.84
5 years 9.31 8.13 1.18
7 years 9.30 7.79 1.51
10 years 9.96 8.58 1.38
Periods less than a year are not annualised.

Balanced option performance ($)

2
As at 15 Sep 2021

Objective

Outperform: CPI by 3% p.a. over 10 years2

Performance against objective

2
% p.a. over 10 years
As at 30 Jun 2021
CPI + 3% Balanced performance Outperformance
4.8 10.7 5.9
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Jul 2021
Timeframe Balanced performance SuperRatings median performance Outperformance
1 month 2.50 1.37 1.13
3 months 5.52 4.73 0.79
Financial year to date 2.50 1.37 1.13
1 year 21.34 19.61 1.73
3 years 10.93 8.54 2.39
5 years 10.40 8.84 1.56
7 years 10.40 8.53 1.87
10 years 11.18 9.42 1.76
Periods less than a year are not annualised.

Balanced option performance ($)

2
As at 15 Sep 2021