Suitability and risk

Suits members who want exposure to a range of asset classes and are comfortable with the value of their investments fluctuating.

10 years
Suggested minimum investment time frame
High
Summary risk level
Pre-Mixed
Option type
$26.3 billion

Option size1

As at 31 January 2021

Expected frequency of negative annual return
4 to less than 6 in 20 years
Total investment fees and costs and transaction costs (%)
Super: 0.46% | Pension: 0.38%

Objective and performance

This option invests in a diversified portfolio of mainly growth assets such as Australian and international shares, property, infrastructure and private equity, with some fixed interest and cash investments.

Objective

Outperform: CPI by 3% p.a. over 10 years2

Performance against objective

2
% p.a. over 10 years
As at 31 Dec 2020
CPI + 3% Balanced performance Outperformance
4.9 9.0 4.1
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Jan 2021
Timeframe Balanced performance SuperRatings median performance Outperformance
1 month -0.31 0.11 -0.42
3 months 6.59 6.21 0.38
Financial year to date 9.40 8.59 0.81
1 year 3.36 1.69 1.67
3 years 7.85 5.92 1.93
5 years 9.03 7.66 1.37
7 years 8.83 7.18 1.65
10 years 8.85 7.49 1.36
Periods less than a year are not annualised.

Balanced option performance ($)

2
As at 03 Mar 2021

Objective

Outperform: CPI by 3% p.a. over 10 years2

Performance against objective

2
% p.a. over 10 years
As at 31 Dec 2020
CPI + 3% Balanced performance Outperformance
4.9 10.1 5.2
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Jan 2021
Timeframe Balanced performance SuperRatings median performance Outperformance
1 month -0.32 0.07 -0.39
3 months 7.32 6.83 0.49
Financial year to date 10.53 9.56 0.97
1 year 3.66 1.71 1.95
3 years 8.83 6.43 2.40
5 years 10.11 8.35 1.76
7 years 9.92 7.93 1.99
10 years 9.96 8.27 1.69
Periods less than a year are not annualised.

Balanced option performance ($)

2
As at 03 Mar 2021