Our investment options

Suitability and risk

Suits members who want exposure to a range of higher risk asset classes and are comfortable with the value of their investments fluctuating.

10 years
Suggested minimum investment time frame
Medium to High
Summary risk level
Pre-Mixed
Option type
$43.2 billion

Option size1

As at 31 July 2023

Expected frequency of negative annual return
3 to less than 4 in 20 years
Total investment fees and costs and transaction costs (%)
Super: 0.51% | Pension: 0.44%

Objective and performance

The Balanced investment option invests in a diversified portfolio of mainly higher risk assets such as Australian and international shares, property, infrastructure and private equity with some fixed interest and cash investments.

Please refer to the PDS for the most up to date investment returns objective information.

Objective

To achieve returns that exceed CPI by 3% over 10 years.2

Performance against objective

2
% p.a. over 10 years
As at 30 Sep 2023
CPI + 3% Balanced performance Outperformance
5.7 7.7 2.0
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Oct 2023
Timeframe Balanced performance SuperRatings median performance Outperformance
1 month -1.34 -1.56 0.22
3 months -3.62 -3.72 0.10
Financial year to date -2.52 -2.22 -0.30
1 year 5.13 4.33 0.80
3 years 5.70 5.70 0.00
5 years 6.60 5.59 1.01
7 years 7.19 6.21 0.98
10 years 7.32 6.41 0.91
Periods less than a year are not annualised.

Balanced option performance ($)

2
As at 30 Nov 2023

Objective

To achieve returns that exceed CPI by 3% over 10 years.2

Performance against objective

2
% p.a. over 10 years
As at 30 Sep 2023
CPI + 3% Balanced performance Outperformance
5.7 8.6 2.9
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Oct 2023
Timeframe Balanced performance SuperRatings median performance Outperformance
1 month -1.50 -1.78 0.28
3 months -4.05 -4.25 0.20
Financial year to date -2.82 -2.56 -0.26
1 year 5.86 4.51 1.35
3 years 6.17 6.22 -0.05
5 years 7.30 6.10 1.20
7 years 7.97 6.92 1.05
10 years 8.17 7.06 1.11
Periods less than a year are not annualised.

Balanced option performance ($)

2
As at 30 Nov 2023