Suitability and risk

Suits members who want exposure to a range of asset classes and are comfortable with the value of their investments fluctuating.

10 years
Suggested minimum investment time frame
High
Summary risk level
Pre-Mixed
Option type
$24.5 billion

Option size1

As at 31 August 2020

Expected frequency of negative annual return
4 to less than 6 in 20 years
Total investment fees and costs and transaction costs (%)
Super: 0.46% | Pension: 0.38%

Objective and performance

This option invests in a diversified portfolio of mainly growth assets such as Australian and international shares, property, infrastructure and private equity, with some fixed interest and cash investments.

Objective

Outperform: CPI by 3% p.a. over 10 years2

Performance against objective

2
% p.a. over 10 years
As at 30 Jun 2020
CPI + 3% Balanced performance Outperformance
4.8 8.7 3.9
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 30 Sep 2020
Timeframe Balanced performance SuperRatings median performance Outperformance
1 month -0.42 -0.70 0.28
3 months 2.65 1.89 0.76
Financial year to date 2.65 1.89 0.76
1 year 2.01 -0.80 2.81
3 years 7.40 5.37 2.03
5 years 8.10 6.31 1.79
7 years 8.36 6.72 1.64
10 years 8.53 7.20 1.33
Periods less than a year are not annualised.

Balanced option performance ($)

2
As at 25 Oct 2020

Objective

Outperform: CPI by 3% p.a. over 10 years2

Performance against objective

2
% p.a. over 10 years
As at 30 Jun 2020
CPI + 3% Balanced performance Outperformance
4.8 9.8 5.0
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 30 Sep 2020
Timeframe Balanced performance SuperRatings median performance Outperformance
1 month -0.45 -0.79 0.34
3 months 2.99 2.04 0.95
Financial year to date 2.99 2.04 0.95
1 year 2.28 -0.98 3.26
3 years 8.36 5.84 2.52
5 years 9.09 6.98 2.11
7 years 9.42 7.46 1.96
10 years 9.61 7.93 1.68
Periods less than a year are not annualised.

Balanced option performance ($)

2
As at 25 Oct 2020