Suitability and risk

Suits members who want exposure to a range of asset classes and are less comfortable with large fluctuations in the value of their investments.

5 years
Suggested minimum investment time frame
Medium
Summary risk level
Pre-Mixed
Option type
$3.2 billion

Option size1

As at 31 August 2020

Expected frequency of negative annual return
2 to less than 3 in 20 years
Total investment fees and costs and transaction costs (%)
Super: 0.39% | Pension: 0.30%

Objective and performance

This option invests in a diversified portfolio of largely defensive assets like fixed interest and cash, and some growth assets like shares, property, infrastructure and private equity.

Objective

Outperform: CPI by 1.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 30 Jun 2020
CPI + 1.0% Conservative performance Outperformance
2.8 4.6 1.8
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 30 Sep 2020
Timeframe Conservative performance SuperRatings median performance Outperformance
1 month -0.29 -0.10 -0.19
3 months 0.60 1.16 -0.56
Financial year to date 0.60 1.16 -0.56
1 year 1.20 0.35 0.85
3 years 4.23 3.58 0.65
5 years 4.53 4.00 0.53
7 years 5.22 4.37 0.85
10 years 5.76 4.91 0.85
Periods less than a year are not annualised.

Conservative option performance ($)

2
As at 21 Oct 2020

Objective

Outperform: CPI by 1.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 30 Jun 2020
CPI + 1.0% Conservative performance Outperformance
2.8 5.5 2.7
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 30 Sep 2020
Timeframe Conservative performance SuperRatings median performance Outperformance
1 month -0.32 -0.16 -0.16
3 months 0.72 1.23 -0.51
Financial year to date 0.72 1.23 -0.51
1 year 1.54 0.40 1.14
3 years 5.05 4.14 0.91
5 years 5.33 4.61 0.72
7 years 6.14 4.96 1.18
10 years 6.74 5.67 1.07
Periods less than a year are not annualised.

Conservative option performance ($)

2
As at 21 Oct 2020