Suitability and risk

Suits members who want exposure to a range of asset classes and are less comfortable with large fluctuations in the value of their investments.

5 years
Suggested minimum investment time frame
Medium
Summary risk level
Pre-Mixed
Option type
$3.0 billion

Option size1

As at 31 January 2021

Expected frequency of negative annual return
2 to less than 3 in 20 years
Total investment fees and costs and transaction costs (%)
Super: 0.39% | Pension: 0.30%

Objective and performance

This option invests in a diversified portfolio of largely defensive assets like fixed interest and cash, and some growth assets like shares, property, infrastructure and private equity.

Objective

Outperform: CPI by 1.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 31 Dec 2020
CPI + 1.0% Conservative performance Outperformance
2.6 4.5 1.9
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Jan 2021
Timeframe Conservative performance SuperRatings median performance Outperformance
1 month -0.01 0.00 -0.01
3 months 1.62 2.66 -1.04
Financial year to date 2.41 4.16 -1.75
1 year 0.94 1.12 -0.18
3 years 4.03 3.77 0.26
5 years 4.48 4.54 -0.06
7 years 5.16 4.50 0.66
10 years 5.74 5.01 0.73
Periods less than a year are not annualised.

Conservative option performance ($)

2
As at 04 Mar 2021

Objective

Outperform: CPI by 1.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 31 Dec 2020
CPI + 1.0% Conservative performance Outperformance
2.6 5.3 2.7
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Jan 2021
Timeframe Conservative performance SuperRatings median performance Outperformance
1 month 0.00 -0.02 0.02
3 months 1.88 2.86 -0.98
Financial year to date 2.83 4.63 -1.80
1 year 1.23 1.24 -0.01
3 years 4.80 4.26 0.54
5 years 5.27 5.10 0.17
7 years 6.05 5.10 0.95
10 years 6.71 5.71 1.00
Periods less than a year are not annualised.

Conservative option performance ($)

2
As at 04 Mar 2021