Suitability and risk

Suits members who want exposure to a range of asset classes and are less comfortable with large fluctuations in the value of their investments.

5 years
Suggested minimum investment time frame
Medium
Summary risk level
Pre-Mixed
Option type
$2.8 billion

Option size1

As at 31 July 2021

Expected frequency of negative annual return
2 to less than 3 in 20 years
Total investment fees and costs and transaction costs (%)
Super: 0.39% | Pension: 0.30%

Objective and performance

This option invests in a diversified portfolio of largely defensive assets like fixed interest and cash, and some growth assets like shares, property, infrastructure and private equity.

Objective

Outperform: CPI by 1.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 30 Jun 2021
CPI + 1.0% Conservative performance Outperformance
2.8 4.1 1.3
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Jul 2021
Timeframe Conservative performance SuperRatings median performance Outperformance
1 month 1.30 0.90 0.40
3 months 2.77 2.53 0.24
Financial year to date 1.30 0.90 0.40
1 year 5.67 7.79 -2.12
3 years 4.47 4.58 -0.11
5 years 3.96 4.48 -0.52
7 years 5.02 4.57 0.45
10 years 5.91 5.37 0.54
Periods less than a year are not annualised.

Conservative option performance ($)

2
As at 15 Sep 2021

Objective

Outperform: CPI by 1.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 30 Jun 2021
CPI + 1.0% Conservative performance Outperformance
2.8 4.8 2.0
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Jul 2021
Timeframe Conservative performance SuperRatings median performance Outperformance
1 month 1.49 1.03 0.46
3 months 2.97 2.76 0.21
Financial year to date 1.49 1.03 0.46
1 year 6.39 8.45 -2.06
3 years 5.20 5.12 0.08
5 years 4.66 5.00 -0.34
7 years 5.85 5.15 0.70
10 years 6.88 6.01 0.87
Periods less than a year are not annualised.

Conservative option performance ($)

2
As at 15 Sep 2021