Suitability and risk

Suits members who want exposure to a range of asset classes and are less comfortable with large fluctuations in the value of their investments.

5 years
Suggested minimum investment time frame
Medium
Summary risk level
Pre-Mixed
Option type
$3.1 billion

Option size1

As at 31 October 2020

Expected frequency of negative annual return
2 to less than 3 in 20 years
Total investment fees and costs and transaction costs (%)
Super: 0.39% | Pension: 0.30%

Objective and performance

This option invests in a diversified portfolio of largely defensive assets like fixed interest and cash, and some growth assets like shares, property, infrastructure and private equity.

Objective

Outperform: CPI by 1.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 30 Sep 2020
CPI + 1.0% Conservative performance Outperformance
2.5 4.5 2.0
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Oct 2020
Timeframe Conservative performance SuperRatings median performance Outperformance
1 month 0.17 0.27 -0.10
3 months 0.43 0.79 -0.36
Financial year to date 0.77 1.49 -0.72
1 year 1.21 0.49 0.72
3 years 3.95 3.31 0.64
5 years 4.22 3.82 0.40
7 years 5.09 4.31 0.78
10 years 5.71 4.87 0.84
Periods less than a year are not annualised.

Conservative option performance ($)

2
As at 01 Dec 2020

Objective

Outperform: CPI by 1.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 30 Sep 2020
CPI + 1.0% Conservative performance Outperformance
2.5 5.3 2.8
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Oct 2020
Timeframe Conservative performance SuperRatings median performance Outperformance
1 month 0.21 0.27 -0.06
3 months 0.53 0.82 -0.29
Financial year to date 0.93 1.62 -0.69
1 year 1.55 0.63 0.92
3 years 4.72 3.77 0.95
5 years 4.98 4.28 0.70
7 years 5.98 4.82 1.16
10 years 6.67 5.61 1.06
Periods less than a year are not annualised.

Conservative option performance ($)

2
As at 01 Dec 2020