Suitability and risk

Suits members who want exposure to a range of asset classes and are less comfortable with large fluctuations in the value of their investments.

5 years
Suggested minimum investment time frame
Medium to high
Summary risk level
Pre-Mixed
Option type
$5.1 billion

Option size1

As at 30 June 2021

Expected frequency of negative annual return
3 to less than 4 in 20 years
Total investment fees and costs and transaction costs (%)
Super 0.42% | Pension 0.33%

Objective and performance

This option invests in a diversified portfolio of defensive assets like fixed interest and cash and growth assets like shares, property, infrastructure and private equity.

Objective

Outperform: CPI by 2.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 31 Mar 2021
CPI + 2.0% Conservative Balanced performance Outperformance
3.7 5.5 1.8
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 30 Jun 2021
Timeframe Conservative Balanced performance SuperRatings median performance Outperformance
1 month 1.50 1.38 0.12
3 months 2.96 4.00 -1.04
Financial year to date 7.45 12.61 -5.16
1 year 7.45 12.61 -5.16
3 years 5.27 6.23 -0.96
5 years 5.30 6.36 -1.06
7 years 6.37 6.18 0.19
10 years 7.15 6.70 0.45
Periods less than a year are not annualised.

Conservative Balanced option performance ($)

2
As at 22 Jul 2021

Objective

Outperform: CPI by 2.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 31 Mar 2021
CPI + 2.0% Conservative Balanced performance Outperformance
3.7 6.4 2.7
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 30 Jun 2021
Timeframe Conservative Balanced performance SuperRatings median performance Outperformance
1 month 1.50 1.52 -0.02
3 months 3.15 4.38 -1.23
Financial year to date 8.36 13.59 -5.23
1 year 8.36 13.59 -5.23
3 years 6.07 6.80 -0.73
5 years 6.13 7.18 -1.05
7 years 7.33 6.93 0.40
10 years 8.21 7.54 0.67
Periods less than a year are not annualised.

Conservative Balanced option performance ($)

2
As at 22 Jul 2021