Suitability and risk

Suits members who want exposure to a range of asset classes and are less comfortable with large fluctuations in the value of their investments.

5 years
Suggested minimum investment time frame
Medium to high
Summary risk level
Pre-Mixed
Option type
$5.0 billion

Option size1

As at 31 August 2020

Expected frequency of negative annual return
3 to less than 4 in 20 years
Total investment fees and costs and transaction costs (%)
Super 0.42% | Pension 0.33%

Objective and performance

This option invests in a diversified portfolio of defensive assets like fixed interest and cash and growth assets like shares, property, infrastructure and private equity.

Objective

Outperform: CPI by 2.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 30 Jun 2020
CPI + 2.0% Conservative Balanced performance Outperformance
3.8 5.6 1.8
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 30 Sep 2020
Timeframe Conservative Balanced performance SuperRatings median performance Outperformance
1 month -0.65 -0.46 -0.19
3 months 0.50 1.36 -0.86
Financial year to date 0.50 1.36 -0.86
1 year -0.73 -0.39 -0.34
3 years 4.90 4.42 0.48
5 years 5.49 4.88 0.61
7 years 6.38 5.37 1.01
10 years 6.84 6.06 0.78
Periods less than a year are not annualised.

Conservative Balanced option performance ($)

2
As at 21 Oct 2020

Objective

Outperform: CPI by 2.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 30 Jun 2020
CPI + 2.0% Conservative Balanced performance Outperformance
3.8 6.5 2.7
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 30 Sep 2020
Timeframe Conservative Balanced performance SuperRatings median performance Outperformance
1 month -0.71 -0.51 -0.20
3 months 0.61 1.51 -0.90
Financial year to date 0.61 1.51 -0.90
1 year -0.61 -0.45 -0.16
3 years 5.74 4.95 0.79
5 years 6.37 5.52 0.85
7 years 7.39 6.14 1.25
10 years 7.88 6.83 1.05
Periods less than a year are not annualised.

Conservative Balanced option performance ($)

2
As at 21 Oct 2020