Suitability and risk

Suits members who want exposure to a range of asset classes and are less comfortable with large fluctuations in the value of their investments.

5 years
Suggested minimum investment time frame
Medium to high
Summary risk level
Pre-Mixed
Option type
$5.3 billion

Option size1

As at 31 August 2021

Expected frequency of negative annual return
3 to less than 4 in 20 years
Total investment fees and costs and transaction costs (%)
Super 0.42% | Pension 0.33%

Objective and performance

This option invests in a diversified portfolio of defensive assets like fixed interest and cash and growth assets like shares, property, infrastructure and private equity.

Objective

Outperform: CPI by 2.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 30 Jun 2021
CPI + 2.0% Conservative Balanced performance Outperformance
3.8 5.3 1.5
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Aug 2021
Timeframe Conservative Balanced performance SuperRatings median performance Outperformance
1 month 1.16 1.21 -0.05
3 months 4.34 3.67 0.67
Financial year to date 2.79 2.19 0.60
1 year 9.20 12.99 -3.79
3 years 5.86 6.43 -0.57
5 years 5.53 6.41 -0.88
7 years 6.45 6.33 0.12
10 years 7.61 7.12 0.49
Periods less than a year are not annualised.

Conservative Balanced option performance ($)

2
As at 17 Oct 2021

Objective

Outperform: CPI by 2.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 30 Jun 2021
CPI + 2.0% Conservative Balanced performance Outperformance
3.8 6.1 2.3
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Aug 2021
Timeframe Conservative Balanced performance SuperRatings median performance Outperformance
1 month 1.32 1.37 -0.05
3 months 4.72 4.23 0.49
Financial year to date 3.17 2.50 0.67
1 year 10.33 14.45 -4.12
3 years 6.72 7.18 -0.46
5 years 6.39 7.21 -0.82
7 years 7.42 7.00 0.42
10 years 8.73 8.02 0.71
Periods less than a year are not annualised.

Conservative Balanced option performance ($)

2
As at 17 Oct 2021