Suitability and risk

Suits members who want exposure to a range of asset classes and are less comfortable with large fluctuations in the value of their investments.

5 years
Suggested minimum investment time frame
Medium to high
Summary risk level
Pre-Mixed
Option type
$4.9 billion

Option size1

As at 31 October 2020

Expected frequency of negative annual return
3 to less than 4 in 20 years
Total investment fees and costs and transaction costs (%)
Super 0.42% | Pension 0.33%

Objective and performance

This option invests in a diversified portfolio of defensive assets like fixed interest and cash and growth assets like shares, property, infrastructure and private equity.

Objective

Outperform: CPI by 2.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 30 Sep 2020
CPI + 2.0% Conservative Balanced performance Outperformance
3.5 5.5 2.0
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Oct 2020
Timeframe Conservative Balanced performance SuperRatings median performance Outperformance
1 month 0.10 0.34 -0.24
3 months 0.40 0.99 -0.59
Financial year to date 0.60 1.82 -1.22
1 year -0.86 -0.15 -0.71
3 years 4.45 4.05 0.40
5 years 4.99 4.61 0.38
7 years 6.16 5.26 0.90
10 years 6.75 5.95 0.80
Periods less than a year are not annualised.

Conservative Balanced option performance ($)

2
As at 02 Dec 2020

Objective

Outperform: CPI by 2.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 30 Sep 2020
CPI + 2.0% Conservative Balanced performance Outperformance
3.5 6.4 2.9
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Oct 2020
Timeframe Conservative Balanced performance SuperRatings median performance Outperformance
1 month 0.13 0.40 -0.27
3 months 0.49 1.07 -0.58
Financial year to date 0.74 2.02 -1.28
1 year -0.75 -0.21 -0.54
3 years 5.24 4.42 0.82
5 years 5.81 5.11 0.70
7 years 7.13 5.96 1.17
10 years 7.77 6.68 1.09
Periods less than a year are not annualised.

Conservative Balanced option performance ($)

2
As at 02 Dec 2020