Suitability and risk

Suits members who want exposure to a range of asset classes and are less comfortable with large fluctuations in the value of their investments.

5 years
Suggested minimum investment time frame
Medium to high
Summary risk level
Pre-Mixed
Option type
$4.9 billion

Option size1

As at 31 January 2021

Expected frequency of negative annual return
3 to less than 4 in 20 years
Total investment fees and costs and transaction costs (%)
Super 0.42% | Pension 0.33%

Objective and performance

This option invests in a diversified portfolio of defensive assets like fixed interest and cash and growth assets like shares, property, infrastructure and private equity.

Objective

Outperform: CPI by 2.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 31 Dec 2020
CPI + 2.0% Conservative Balanced performance Outperformance
3.6 5.4 1.8
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Jan 2021
Timeframe Conservative Balanced performance SuperRatings median performance Outperformance
1 month -0.11 0.05 -0.16
3 months 2.51 4.28 -1.77
Financial year to date 3.12 6.19 -3.07
1 year -0.91 1.07 -1.98
3 years 4.79 4.85 -0.06
5 years 5.45 5.96 -0.51
7 years 6.37 5.72 0.65
10 years 6.83 6.24 0.59
Periods less than a year are not annualised.

Conservative Balanced option performance ($)

2
As at 03 Mar 2021

Objective

Outperform: CPI by 2.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 31 Dec 2020
CPI + 2.0% Conservative Balanced performance Outperformance
3.6 6.3 2.7
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Jan 2021
Timeframe Conservative Balanced performance SuperRatings median performance Outperformance
1 month -0.11 0.05 -0.16
3 months 2.86 4.72 -1.86
Financial year to date 3.62 6.94 -3.32
1 year -0.86 1.29 -2.15
3 years 5.59 5.46 0.13
5 years 6.31 6.69 -0.38
7 years 7.36 6.47 0.89
10 years 7.87 6.98 0.89
Periods less than a year are not annualised.

Conservative Balanced option performance ($)

2
As at 03 Mar 2021