Our investment options

Suitability and risk

Suits members who want exposure to a range of asset classes and are comfortable with the value of their investments fluctuating. You should also understand the explanation of listed property exposures in the How we invest your money booklet (PDF, 1.3MB) and that returns are different from (and more volatile than) returns from owning real property.

6 years
Suggested minimum investment time frame
High
Summary risk level
Pre-Mixed
Option type
$4.0 billion

Option size1

As at 31 October 2020

Expected frequency of negative annual return
4 to less than 6 in 20 years
Total investment fees and costs and transaction costs (%)
Super 0.39% | Pension  0.31%

Objective and performance

This option invests in a diversified portfolio of Australian and international shares that are selected on the basis of sustainable investment criteria (and the application of some negative screens), together with Australian listed property, fixed interest, infrastructure, private equity and cash assets.

Objective

Outperform: CPI by 3% p.a. over 6 years2

Performance against objective

2
% p.a. over 6 years
As at 30 Sep 2020
CPI + 3% Sustainable Balanced performance Outperformance
4.5 8.7 4.2
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Oct 2020
Timeframe Sustainable Balanced performance SuperRatings median performance Outperformance
1 month -0.40 0.35 -0.75
3 months 2.22 1.73 0.49
Financial year to date 3.27 2.99 0.28
1 year 4.65 0.33 4.32
3 years 8.22 4.77 3.45
5 years 7.85 5.62 2.23
7 years 8.32 6.10 2.22
10 years 8.53 6.90 1.63
Periods less than a year are not annualised. Some performance data are not yet available for this option.

Sustainable Balanced option performance ($)

2
As at 24 Nov 2020

Objective

Outperform: CPI by 3% p.a. over 6 years2

Performance against objective

2
% p.a. over 6 years
As at 30 Sep 2020
CPI + 3% Sustainable Balanced performance Outperformance
4.5 9.8 5.3
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Oct 2020
Timeframe Sustainable Balanced performance SuperRatings median performance Outperformance
1 month -0.42 - -
3 months 2.50 - -
Financial year to date 3.68 - -
1 year 5.40 - -
3 years 9.28 - -
5 years 8.87 - -
7 years 9.43 - -
10 years 9.64 - -
Periods less than a year are not annualised. Some performance data are not yet available for this option.

Sustainable Balanced option performance ($)

2
As at 24 Nov 2020

Allocations

Strategic asset allocation

3
As at 01 October 2020
Asset class Allocation
Australian Shares
 38.5%
International Shares
 31.5%
Cash & Fixed Interest
 30.0%
Infrastructure & Private Equity
 0.0%
Property
 0.0%

Major holdings

4

By value (descending order) as at 31 Oct 2020

5
Australian Shares
  • Transurban Group
  • CSL Ltd
  • NEXTDC Ltd
  • Qube Holdings Ltd
  • James Hardie Industries PLC
  • Macquarie Group Ltd
  • Commonwealth Bank of Australia
  • Sydney Airport
  • REA Group Ltd
  • ASX Ltd
  • Rio Tinto Ltd
  • Goodman Group
  • Cleanaway Waste Management Ltd
  • Insurance Australia Group Ltd
  • Westpac Banking Corp
  • National Australia Bank Ltd
  • Telstra Corp Ltd
  • ANZ Banking Group
  • Commonwealth Bank of Australia - Perls
  • Wesfarmers Ltd
  • Atlas Arteria Ltd
International Shares
  • Microsoft Corporation
  • Apple Inc
  • Alphabet Inc
  • Chorus Ltd
  • ASML Holding NV
  • Salesforce.com Inc
  • Lonza Group AG
  • Sony Corp
  • Infineon Technologies AG
  • Deutsche Boerse AG
  • Vestas Wind Systems A/S
  • Ecolab Inc
  • NVIDIA Corp
  • Pepsico Inc
  • Agilent Technologies Inc
  • Accenture PLC
  • Visa Inc
  • Mastercard Inc
  • Adobe Inc
  • adidas AG
  • Astrazeneca PLC
Fixed Interest
  • World Bank (Green bond) 11/2025
  • New South Wales Treasury Corp 11/2028
  • Queensland Treasury Corp (Green bond) 03/2024
  • Westpac Banking Corp (Green bond) 06/2021
  • Victorian Treasury Corp (Green bond) 07/2021
  • Queensland Treasury Corp 06/2029
  • Asian Development Bank 03/2030
  • Asian Development Bank 01/2024
  • Australian Government 11/2028
  • National Housing Finance and Investment Corp 06/2032
  • Australian Government 06/2039

Things you need to know

  1. Size of both accumulation and pension assets.
  2. Past performance is not an indicator of future performance. Option returns are calculated net of investment expenses and taxes but are gross of account-based fees. Due to rounding, excess return may not equate to the difference between option return and median return. The SuperRatings data is based on the SuperRatings survey for the relevant period and does not take into account any subsequent revisions or corrections made by SuperRatings.
  3. The strategic asset allocation may change and may be altered by the trustee from time to time to suit prevailing market circumstances. Actual allocation will deviate from their targets, but are monitored so they are kept within a range approved by the Trustee.
  4. These holdings may change from time to time. The above holdings are the outcome of various strategies applied by UniSuper and by a range of investment managers taking into account a variety of considerations, many of which are specific to UniSuper and superannuation funds in general. The above lists are published for informational purposes only and are not a recommendation or endorsement of any of the companies listed, for inclusion in your personal portfolio. Before selecting companies to invest in personally, you should seek professional financial advice that takes into account your personal circumstances and investment objectives. Value includes direct holdings only and does not include exposures from indirect holdings.
  5. Value includes direct holdings only and does not include exposures from indirect holdings.

This information is of a general nature only and does not take into account your individual objectives, financial situation or needs. You should read the product disclosure statement and booklets relevant to your membership category, consider the appropriateness of the information having regard to your personal circumstances and consider consulting a licensed financial adviser before making an investment decision based on information contained here.

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