Our investment options

Suitability and risk

Suits members who want exposure to a range of asset classes, are comfortable with the value of their investments fluctuating, are comfortable with greater volatility because of sustainable screens, and are comfortable with the explanation of listed property exposures in the How we invest your money booklet (PDF, 1.1MB) and the returns being different from (and more volatile than) returns from owning real property.

6 years
Suggested minimum investment time frame
High
Summary risk level
Pre-Mixed
Option type
$6.7 billion

Option size1

As at 31 December 2023

Expected frequency of negative annual return
Four to less than six in 20 years
Total investment fees and costs and transaction costs (%)
Super 0.39% | Pension  0.31%

Objective and performance

To invest in a diversified portfolio of Australian and international shares that are selected on the basis of sustainable investment criteria (and the application of some negative screens and/or positive screens), together with Australian listed property, fixed interest, infrastructure, private equity and cash assets. Refer to the ‘How we manage your investments’ section of ‘How we invest your money booklet (PDF, 1.1 MB)’ for more information.

Sustainable and environmental investing means different things to different people. Different products have different investment criteria. Read our website to find out what sustainable and environmental investing means to us and what our investment options invest in.

Objective

To achieve returns (after taxes and investment expenses, before deducting account-based fees) that are at least 3% p.a. more than inflation (CPI) over the suggested time frame.2

Performance against objective

2
% p.a. over 6 years
As at 31 Dec 2023
CPI + 3% Sustainable Balanced performance Outperformance
6.3 6.9 0.6
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Mar 2024
Timeframe Sustainable Balanced performance SuperRatings median performance Outperformance
1 month 2.16 1.73 0.43
3 months 6.68 4.96 1.72
Financial year to date 10.89 8.68 2.21
1 year 14.46 10.82 3.64
3 years 6.19 6.14 0.05
5 years 7.92 6.83 1.09
7 years 7.82 7.22 0.60
10 years 8.04 7.22 0.82
Periods less than a year are not annualised. Some performance data are not yet available for this option.

Sustainable Balanced option performance ($)

2
As at 23 Apr 2024

Objective

To achieve returns (after taxes and investment expenses, before deducting account-based fees) that are at least 3% p.a. more than inflation (CPI) over the suggested time frame.2

Performance against objective

2
% p.a. over 6 years
As at 31 Dec 2023
CPI + 3% Sustainable Balanced performance Outperformance
6.3 7.6 1.3
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Mar 2024
Timeframe Sustainable Balanced performance SuperRatings median performance Outperformance
1 month 2.41 - -
3 months 7.47 - -
Financial year to date 12.24 - -
1 year 16.27 - -
3 years 6.68 - -
5 years 8.73 - -
7 years 8.66 - -
10 years 8.98 - -
Periods less than a year are not annualised. Some performance data are not yet available for this option.

Sustainable Balanced option performance ($)

2
As at 23 Apr 2024

Allocations

Strategic asset allocation

3
As at 28 September 2023
Asset class Allocation
International Shares
 39.0%
Cash & Fixed Interest
 28.0%
Australian Shares
 24.0%
Infrastructure & Private Equity
 9.0%
Property
 0.0%

Major holdings

4

By value (descending order) as at 31 Dec 2023

5
Fixed Interest
  • First Sentier Managed Debt Trust
  • ANZ Banking Group
  • State of Queensland
  • State of New South Wales
  • National Australia Bank Ltd
  • Commonwealth Bank of Australia
  • Commonwealth of Australia
  • Asian Development Bank
  • International Bank for Reconstruction & Development
  • Westpac Banking Corp
Australian Shares
  • CSL Ltd
  • Goodman Group
  • Commonwealth Bank of Australia
  • Transurban Group
  • Cleanaway Waste Management Ltd
  • Wesfarmers Ltd
  • Macquarie Group Ltd
  • NEXTDC Ltd
  • Rio Tinto Ltd
  • Telstra Group Ltd
International Shares
  • Microsoft Corporation
  • Apple Inc
  • Amazon.com Inc
  • NVIDIA Corp
  • London Stock Exchange Group PLC
  • Alphabet Inc
  • Mastercard Inc
  • JPMorgan Chase & Co
  • ASML Holding NV
  • Visa Inc
View all holdings

Things you need to know

  1. Size of both accumulation and pension assets.
  2. Past performance is not an indicator of future performance. Option returns are calculated net of investment expenses and taxes but are gross of account-based fees. Due to rounding, excess return may not equate to the difference between option return and median return. The SuperRatings data is based on the SuperRatings survey for the relevant period and does not take into account any subsequent revisions or corrections made by SuperRatings.
  3. The strategic asset allocation may change and may be altered by the trustee from time to time to suit prevailing market circumstances. Actual allocation will deviate from their targets, but are monitored so they are kept within a range approved by the Trustee.
  4. These holdings may change from time to time. The above holdings are the outcome of various strategies applied by UniSuper and by a range of investment managers taking into account a variety of considerations, many of which are specific to UniSuper and superannuation funds in general. The above lists are published for informational purposes only and are not a recommendation or endorsement of any of the companies listed, for inclusion in your personal portfolio. Before selecting companies to invest in personally, you should seek professional financial advice that takes into account your personal circumstances and investment objectives. Value includes direct holdings only and does not include exposures from indirect holdings.
  5. Value includes direct holdings only and does not include exposures from indirect holdings.

This information is of a general nature only and does not take into account your individual objectives, financial situation or needs. You should read the product disclosure statement and booklets relevant to your membership category, consider the appropriateness of the information having regard to your personal circumstances and consider consulting a licensed financial adviser before making an investment decision based on information contained here.

X
Cookies help us improve your website experience.
By using our website, you agree to our use of cookies.
Confirm