Who is eligible to join?

You no longer have to be working in the higher education or research sector to join our award-winning fund.

To join us, you only need to be living in Australia and be age 15 or over.

Starting work at a university? You don’t need complete this application—your employer will set up the right account for you automatically.

Why UniSuper?

Helping you prepare for an exceptional retirement is what we do.

We’re an industry super fund offering low fees and strong long-term investment returns.*

Money Plant

Sustainable investments

With more than $12 billion in sustainable funds, we’re one of Australia's largest investors in environmental, social and governance (ESG) themed strategies.
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Low fees means more value

No one can control the markets. But you can control what you pay to invest your super. Our fees are among the lowest in the industry.
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Strong performance

We regularly deliver strong long-term investment performance and returns that exceed industry benchmarks and averages.*

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Investment choice 

Choose from a range of investment options, including sustainable and environmental options, so you can build an investment strategy that's right for you.

Your gateway to pensions

Retiring members can enjoy the flexibility provided by our Flexi Pension or a regular income for life with our Commercial Rate Indexed Pension.
Strong investment performance
We’re known as one of Australia’s best super funds for our strong investment performance.*
8.90% p.a.
Balanced option return over 10 years (as at 31 Mar 2021)
Chant West award logo
Winner of the Chant West award for Best Fund: Investments 2019 

We’re known as one of Australia’s best super funds

Super is what we do, so we love that we're recognised as one of Australia's best super funds.

We’ve won a string of awards and high ratings for our investment performance, value and services from the country’s top ratings and research agencies.

Chant West Advice Services Best Fund 2020 winner
Chant West Best Fund: Advice Services 2020
Chant West award logo
Chant West Super Fund of the Year 2019
SuperRatings 2019 Fund of the year
SuperRatings 2019 Fund of the Year

Your investment options

When you join us, you’ll have the option to leave investment choice to us and automatically be invested in our default Balanced (MySuper) option or you can choose your own investment options.

We have a range of investment options, including sustainable and environmental options, so you can build an investment strategy that's right for you.

You don’t have to decide straight away, and you can switch options throughout your membership if you need to.

Your insurance options

When you join us, you can take out default Death, TPD and Income Protection cover (if eligible).

Once you’re a member you can apply for more cover or adjust your level and type of cover.

  • Death and Total & Permanent Disablement (TPD) cover

    Death and TPD cover can provide financial support if you become terminally ill, permanently disabled or die.

    When you join us, you can elect to receive default insurance cover, provided you meet the eligibility criteria. Default cover means you don’t need to provide information about your health when you apply; subject to eligibility criteria. A 5-year pre-existing condition (PEC) exclusion applies to this type of cover.

  • Income Protection

    Income Protection helps protect your income if you’re unable to work because you become ill or are injured by providing you with regular monthly payments for a set period of time.

    If you’re eligible, you have the option of taking out up to 23 units of default Income Protection cover when you join. A 5-year pre-existing condition exclusion (PEC) applies to this type of cover.

  • Transferring insurance from another fund

    If you have cover with another fund, you may be able to transfer your insurance across, provided you meet certain conditions. You’ll need to wait until your account is activated to begin the transfer process.

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