You no longer have to be working in the higher education or research sector to join our award-winning fund.
To join us, you only need to be living in Australia and be age 15 or over.
Starting work at a university? You don’t need to complete the application on our website—your employer will set up the right account for you automatically.
Why UniSuper?
Helping you prepare for an exceptional retirement is what we do.
We’re an industry super fund offering low fees and strong long-term investment returns.*
Sustainable investments
Low fees means more value
Strong performance
We regularly deliver strong long-term investment performance and returns that exceed industry benchmarks and averages.*
Investment choice
Your gateway to pensions
We’re known as one of Australia’s best super funds
Super is what we do, so we love that we're recognised as one of Australia's best super funds.
We’ve won a string of awards and high ratings for our investment performance, value and services from the country’s top ratings and research agencies.
Your investment options
When you join us, you’ll have the option to leave investment choice to us and automatically be invested in our default Balanced (MySuper) option or you can choose your own investment options.
We have a range of investment options, including sustainable and environmental options, so you can build an investment strategy that's right for you.
You don’t have to decide straight away, and you can switch options throughout your membership if you need to.
Your insurance options
When you join us, you can take out default Death, TPD and Income Protection cover (if eligible).
Once you’re a member you can apply for more cover or adjust your level and type of cover.
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Death and Total & Permanent Disablement (TPD) cover
Death and TPD cover can provide financial support if you become terminally ill, permanently disabled or die.
When you join us, you can elect to receive default insurance cover, provided you meet the eligibility criteria. Default cover means you don’t need to provide information about your health when you apply; subject to eligibility criteria. A 5-year pre-existing condition (PEC) exclusion applies to this type of cover.
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Income Protection
Income Protection helps protect your income if you’re unable to work because you become ill or are injured by providing you with regular monthly payments for a set period of time.
If you’re eligible, you have the option of taking out up to 23 units of default Income Protection cover when you join. A 5-year pre-existing condition exclusion (PEC) applies to this type of cover.
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Transferring insurance from another fund
If you have cover with another fund, you may be able to transfer your insurance across, provided you meet certain conditions. You’ll need to wait until your account is activated to begin the transfer process.