We're open for everyone

Now anyone can join the fund that offers greater super.

You no longer have to be working in the higher education or research sector to join our award-winning superannuation fund.

It's quick and easy to join. You only need to be living in Australia and be age 15 or over.

Started work at a university? Your employer will help you set up the right account for you.

Why UniSuper?

Helping you prepare for an exceptional retirement is what we do.

We’re an industry super fund offering low fees and strong long-term investment returns.*

Money Plant

Sustainable investments

With more than $14 billion in sustainable funds, we’re one of Australia's largest investors in environmental, social and governance (ESG) themed strategies.
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Low fees, better value

No one can control the markets. But you can control what you pay to invest your super. Our fees are among the lowest in the industry.
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Strong performance

We regularly deliver strong long-term investment performance and returns that exceed industry benchmarks and averages.*

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Investment choice 

Choose from a range of investment options, including sustainable and environmental options, so you can build an investment strategy that's right for you.

Your gateway to pensions

Retiring members can enjoy the flexibility provided by our Flexi Pension or a regular income for life with our Commercial Rate Indexed Pension.
Strong investment performance
We’re known as one of Australia’s best super funds for our strong investment performance.* See for yourself how all our investment options have been performing.
9.50% p.a.
Balanced option return over 10 years (as at 31 Mar 2022)
Award winning super

We’ve received Canstar’s 2022 Outstanding Value Award - Superannuation – and we’re Money magazine’s Best Super Fund 2022.

We’ve won a string of awards and achieved high ratings for our investment performance, value and services. See for yourself.

Your investment options

When you join us, you’ll have the option to leave investment choice to us and automatically be invested in our default Balanced (MySuper) option or you can choose your own investment options.

We have a range of investment options, including sustainable and environmental options, so you can build an investment strategy that's right for you.

You don’t have to decide straight away, and you can switch options throughout your membership if you need to.

Your insurance options

When you join us, you can take out default Death, TPD and Income Protection cover (if eligible).

Once you’re a member you can apply for more cover or adjust your level and type of cover.

  • Death and Total & Permanent Disablement (TPD) cover

    Death and TPD cover can provide financial support if you become terminally ill, permanently disabled or die.

    When you join us, you can elect to receive default insurance cover, provided you meet the eligibility criteria. Default cover means you don’t need to provide information about your health when you apply; subject to eligibility criteria. A 5-year pre-existing condition (PEC) exclusion applies to this type of cover.

  • Income Protection

    Income Protection helps protect your income if you’re unable to work because you become ill or are injured by providing you with regular monthly payments for a set period of time.

    If you’re eligible, you have the option of taking out up to 23 units of default Income Protection cover when you join. A 5-year pre-existing condition exclusion (PEC) applies to this type of cover.

  • Transferring insurance from another fund

    If you have cover with another fund, you may be able to transfer your insurance across, provided you meet certain conditions. You’ll need to wait until your account is activated to begin the transfer process.

  • Occupation ratings in insurance

    When you apply to become a Personal Account member, or to modify your insurance cover, we may ask you to select your occupation rating.

    Learn more about occupation ratings in insurance.

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