Now anyone can join the fund that offers greater super.
You no longer have to be working in the higher education or research sector to join our award-winning superannuation fund.
It's quick and easy to join. You only need to be living in Australia and be age 15 or over.
Started work at a university? Your employer will help you set up the right account for you.
Helping you prepare for an exceptional retirement is what we do.
We’re an industry super fund offering low fees and strong long-term investment returns.*
Low fees, better value
We regularly deliver strong long-term investment performance and returns that exceed industry benchmarks and averages.*
Your gateway to pensions
We’ve received Canstar’s 2022 Outstanding Value Award - Superannuation – and we’re Money magazine’s Best Super Fund 2022.†
We’ve won a string of awards and achieved high ratings for our investment performance, value and services. See for yourself.
Your investment options
You don’t have to decide straight away, and you can switch options throughout your membership if you need to.
Your insurance options
When you join us, you can take out default Death, TPD and Income Protection cover (if eligible).
Once you’re a member you can apply for more cover or adjust your level and type of cover.
Death and Total & Permanent Disablement (TPD) cover
Death and TPD cover can provide financial support if you become terminally ill, permanently disabled or die.
When you join us, you can elect to receive default insurance cover, provided you meet the eligibility criteria. Default cover means you don’t need to provide information about your health when you apply; subject to eligibility criteria. A 5-year pre-existing condition (PEC) exclusion applies to this type of cover.
Income Protection helps protect your income if you’re unable to work because you become ill or are injured by providing you with regular monthly payments for a set period of time.
If you’re eligible, you have the option of taking out up to 23 units of default Income Protection cover when you join. A 5-year pre-existing condition exclusion (PEC) applies to this type of cover.
Transferring insurance from another fund
If you have cover with another fund, you may be able to transfer your insurance across, provided you meet certain conditions. You’ll need to wait until your account is activated to begin the transfer process.
Occupation ratings in insurance