2016 Federal Budget update
|
A number of proposed changes to super were announced as part of the Federal Budget.
The 2016 Budget proposes the widest-ranging changes to superannuation seen in several years—but with an election being held in coming months, changes may not be legislated and even if passed, most are unlikely to impact UniSuper members until 1 July 2017.
One change does take immediate effect, however, being a new ‘lifetime limit’ on the amount of after-tax (non-concessional) super contributions members can make.
In this webcast, we outline Budget proposals for super, tax and retirement income products.
|
|
| Centrelink update (April 2016) |
Presented by a Financial Information Service Officer from the Department of Human Resources, this webcast outlines some key considerations for members approaching retirement. Whether planning for an immediate retirement or simply seeking to gain a better understanding of Centrelink issues, this webcast covers areas including: work bonus, claiming pensions, income and asset tests (including proposed changes 1/1/2017), rights and obligations and concessions.
|
|
| Emotional planning for retirement |
Consultant and coach, Dr Jon Glass talks about the emotional journey into and in retirement.
Jon offers solutions to problems faced by retired or nearly-retired people. He does not offer financial advice, assuming that each client has already put a financial plan in place; rather he aims to draw out and highlight the possibilities, benefits and self-worth of a long life in retirement.
Jon has a PhD in Pure Mathematics from Cambridge University and has also studied at the Australian College of Applied Psychology.
|
|
| Generation Y - super smart |
For Generation Y, now is the time to visualise what type of retirement you seek, and level of funding required to support this outcome. This webcast takes younger members through the first key steps in developing a solid superannuation savings base from which to steadily grow their retirement nest egg.
|
|
| Retirement planning for women |
Retirement planning today isn’t a one-size-fits all proposition – especially for women. Being prepared to spend more years in retirement with potentially fewer resources to fund those years is an increasing reality for many women. This webinar explores not only the financial aspects of retirement, but delves into some of the personal issues women will need to consider when thinking about their retirement years. |
|
| Transition to retirement |
The ‘transition to retirement’ (TTR) option is a government initiative which recognises that members may want to decrease their working hours over time towards the end of their career. It allows members to access their super benefits as an income stream prior to retirement. Some members use it as an opportunity to boost their super benefits overall or just ease into retirement.
|
|
| UniSuper101 - an introduction |
UniSuper offers flexible products for new and existing members to choose from. This seminar seeks to introduce (primarily) new employees to the basic fund offering, including details of the defined benefit option versus accumulation alternative. |
|
| Women & super - one smart move |
Research shows that women face unique challenges when it comes to retirement savings. They tend to have less super than men for many different reasons, including career breaks and time out of the workforce for to raise families, making it more difficult to build a reasonable amount of super. This session is suitable for women of all ages who would like to develop a better understanding of financial matters and be more active in managing their retirement savings. |
|