Register Login

Accessibility navigation

  • Skip to Content
  • Skip to Navigation
  • Home
  • About
  • Join
  • DBD update
  • Employers
  • Forms & documents
  • Contact us
UniSuper
  • Your super

    Your super

    • Introduction to UniSuper

      We are Australia’s only industry super fund dedicated to providing better retirement outcomes for higher education and research professionals

    • UniSuper products

      We have different products to suit your life stage: a range of super products to cover you in employment, and a suite of pension products for retirement

    • Fees

      We work exclusively for you so our fees are among the most competitive you’ll find.

    • Nominate a beneficiary

      Find out how you can nominate a beneficiary to receive your super.

    • 5 things you can do now

      Here are a few things to do now to get your super sorted

    • Benefits of UniSuper

      As one of Australia’s largest super funds UniSuper offers a range of benefits

    • Changing jobs

      You can stay with UniSuper when you change jobs, even if you leave the higher education sector

    • UniSuper on campus

      UniSuper is on your campus to help you with information and general advice about your membership and our range of products

    • Solutions for every life stage

      No matter your stage of life, we’re here to help

    • Compare UniSuper

      Compare UniSuper with other super and pension funds

    • Calculators and tools
    • Videos
    • Seminars
    • Webcasts
  • Grow your super

    Grow your super

    • Making contributions

      Extra super contributions could pay off over the long term.

    • Combine your super

      Getting your super together is easy. Find out how to combine your other super accounts into UniSuper.

    • Find lost super

      Find and combine any lost super with our Combine my super tool.

    • 5 things you can do now

      5 things you can do to help you grow your super.

    • Women and super

      We share our members’ inspirational stories and provide resources to help you build your super.

    • Super and your spouse

      Find out how you could benefit from sharing your super contributions with your spouse.

    • Calculators and tools
    • Videos
    • Seminars
    • Webcasts
  • Planning retirement

    Planning for retirement

    • Reach your goals

      No matter whether you’re close to retirement age or many years away, it pays to define what you’re aiming for.

    • The general transfer balance cap

      A lifetime cap will applies to the total amount of super that an individual can hold in the retirement phase tax free

    • UniSuper pension options

      All about our pensions’ features and benefits

    • Pension basics

      Important information about pensions

    • 5 things you can do now

      5 things you can do now to help you plan for retirement

    • Seeking financial advice

      Our financial advisers can help you with your financial goals no matter your financial situation or stage of life

    • Calculators and tools
    • Videos
    • Seminars and webcasts
  • In retirement

    In retirement

    • The nuts and bolts

      Important information to help you manage your retirement savings effectively

    • Investments and your Flexi Pension

      Read about how to choose an investment strategy that suits your circumstances

    • Financial solutions for major life events

      Information to help you meet the financial challenges of life’s unexpected surprises

    • Your retirement stories

      Real-life members tell us about their life in retirement

    • Estate planning

      Rest easy knowing you have a plan for the distribution of your assets when you’re gone.

    • Aged care

      Find out more about home care and residential care, plus an overview on how to access care, how is it assessed and the cost.

    • Calculators and tools
    • Videos
    • Seminars
    • Webcasts
  • Investments

    Investments

    • Investment options, performance and holdings

      Find out how our investment options have performed

    • Investment basics

      Information about the fundamentals of investing

    • How to choose your investment options

      How to choose your investment options

    • Investment switching

      There are a number of ways to monitor the progress of your investments, and adjust your portfolio if you need to.

    • Your investment managers

      We’re responsible for investing and managing the retirement savings of all UniSuper members.

    • Our investment beliefs

      Guiding how we manage your retirement savings are our five core investment beliefs.

    • Responsible investing

      How we invest responsibly for our members

    • Investment news and commentary

      Find out what’s happening in investment markets each month.

    • FAQs
    • Calculators and tools
    • MySuper Dashboard
    • Videos
  • Financial advice

    Financial advice

    • Financial advice for everyone

      You don’t have to be wealthy or close to retirement to benefit, and getting started is easier than you think.

    • Types of advice

      We offer three levels of advice - General advice, Select advice and Comprehensive advice. See what type of advice is right for you.

    • How advice works

      Find out more about how advice works and what you can expect when you see a UniSuper adviser

    • Contact UniSuper Advice

      Call or email us to find out how we can help you

    • Meet our advisers

      We have experienced advisers servicing all capital cities and can provide face-to-face or phone consultations

    • Ask an adviser

      Get expert answers to your superannuation and general finance questions from our qualified advisers.

    • Case studies

      These case studies are based on real—and typical— members’ experiences with UniSuper’s Advice service.

    • Calculators and tools
    • Videos
    • Seminars
    • Webcasts
  • Learning centre

    Learning centre

    • Videos

      Learn about making the most of your UniSuper membership and super account by watching one of our videos

    • Webcasts

      We have a range of live and on-demand webcasts available for members

    • Podcasts

      Super Informed Radio - tune in to our latest podcasts

    • Seminars

      We run free super seminars for members and their family at more than 80 venues around Australia—both on and off university campuses

    • Calculators and tools
    • FAQs
    • Glossary
  • Insurance

    Insurance

    • Insurance through your super

      Learn more about the benefits of insuring through your super.

    • Changing your insurance cover

      You may want to change your insurance cover while you’re a member with us.

    • Important changes to insurance

      Insurance in super has changed for people who are not actively contributing to their account and for people with an account balance below $6,000.

    • Make a claim

      We know that making a claim can be a daunting and overwhelming experience, that's why we're here to help you with every step of the process.

    • Insurance in Super Voluntary Code

      We strongly advocate for the adoption of the Insurance in Superannuation Voluntary Code of Practice, which aims to improve super insurance products and processes for our members.

    • Calculators and tools
    • Videos
  • Calculators and tools
  • Videos
    • Stay with UniSuper
    • Insurance in your super
    • Combine your super
    • Five questions for the Chief Investment Officer
    • Fees and costs
    • Simon Hudson talks responsible investing with BNP Paribas
    • Constructing the Balanced option
    • Defined benefit super
    • Reach your goals
    • UniSuper on campus
    • Advice for a life extraordinary
    • Getting retirement ready
    • Choosing your style of super
    • Contributions and caps
    • Pension options
    • Salary sacrifice
    • Super for women
    • Super options for temporary residents
    • How to create a budget
  • Webcasts
  • Podcasts
  • Seminars
  • Useful links
  • FAQs
  • Glossary
  • Home  >
  • ...  >
  • Videos  >
  • Fees and costs
  • A
  • A
  • Print

Fees and costs

We work exclusively for you so our fees are among the most competitive you’ll find.

Our fees cover the costs of managing your account and investments. We don’t charge set-up or exit fees, we don’t pay our advisers commissions, and we don’t pay shareholders dividends.

Transcript

  • Video transcript: Fees and costs

More resources

  • Fees
  • Pension fees and costs
  • PDSs and booklets
  • Compare UniSuper
  • Investment options fees
Diane, UniSuper On-Campus Consultant

Book an
on-campus consultant appointment online

Book now

Australia’s only super fund dedicated to higher education and research professionals

UniSuper's awards

Quicklinks

  • Calculators
  • Seminars
  • Employers
  • Careers
  • Forms and documents
  • Investment performance
  • Log in to your account
  • Protect your account
  • Third party advisers

Subscribe

Log into your account and update your email address to receive UniSuper email updates

Login  |  Register

Contact us

UniSuper
1800 331 685

UniSuper Advice
1800 823 842

Contact us

* Past performance is not an indicator of future performance. This website is provided by UniSuper Management Pty Ltd, ABN 91 006 961 799 AFS Licence No. 235907 (USM). Any advice contained on this website has been prepared without taking into account your objectives, financial situation or needs. Before you act on any advice that appears on this website please consider whether it is appropriate to your personal circumstances. You should also read the relevant Product Disclosure Statement which is available on our website at unisuper.com.au/pds or you can obtain a copy by calling UniSuper on 1800 331 685. UniSuper Advice is a financial planning service generally available to UniSuper members, former members and their families through USM which is licensed to provide financial advice services and deal in financial products. For further information about UniSuper Advice, please see unisuper.com.au/advice, access the Financial Services Guide and, for any further enquiries, contact us on 1800 331 685. Copyright 2019 USM. All rights reserved. Trustee: UniSuper Limited (ABN 54 006 027 121, AFS Licence No.492806). Fund: UniSuper (ABN 91 385 943 850). Administrator: USM. . Last updated 10 Oct 2019

Connect with us

  • LinkedIn
  • YouTube
  • Twitter
  • Website feedback
  • Disclosures
  • Glossary
  • Privacy
  • Terms and Conditions