Product Disclosure Statements

This PDS contains information about your Personal Account and membership.

This important information booklet explains the fees and costs involved in having a Personal Account.

This important information booklet explains the types of contributions you can make, contributions caps, when you can access your super, withdrawals and Choice of Fund.

This important information booklet provides details about each of our investment options, investment switching, how we manage and may change your investment options and our key considerations in determining the investment options.

This important information booklet includes information about insurance, including how to apply, the level and type of cover available, the cost of cover, eligibility and cancellation of cover, relevant definitions and the other conditions and exclusions that may apply and may affect your entitlement to insurance cover. You should read this before deciding whether the insurance is right for you.

This PDS contains information about your Accumulation 1 account and membership. It also includes relevant forms and references to the documents below which you should read with this PDS.

This important information booklet explains the fees and costs involved in having an Accumulation 1 account.

This important information booklet explains the types of contributions you can make, contributions caps, when you can access your super, withdrawals and Choice of Fund.

This important information booklet provides details about each of our investment options, investment switching, how we manage and may change your investment options and our key considerations in determining the investment options.

This important information booklet includes information about insurance, including how to apply, the level and type of cover available, the cost of cover, eligibility and cancellation of cover, relevant definitions and the other conditions and exclusions that may apply and may affect your entitlement to insurance cover. You should read this before deciding whether the insurance is right for you.

Key information about your Defined Benefit Division or Accumulation 2 account and membership plus the application form.

This important information booklet explains the types of contributions you can make, contributions caps, when you can access your super, withdrawals and Choice of Fund.

This important information booklet includes information about insurance, including how to apply, the level and type of cover available, the cost of cover, eligibility and cancellation of cover, relevant definitions and the other conditions and exclusions that may apply and may affect your entitlement to insurance cover. You should read this before deciding whether the insurance is right for you.

This important information booklet provides details about each of our investment options, investment switching, how we manage and may change your investment options and our key considerations in determining the investment options.

Key information about the Flexi Pension product and membership plus attached application form. 

Key information about the Defined Benefit Indexed Pension product and membership plus attached application form.

Key information about the Lifetime Income product and membership plus attached application form.

This important information booklet provides details about each of our investment options, investment switching, how we manage and may change your investment options and our key considerations in determining the investment options.

This Target Market Determination (TMD) seeks to provide individuals considering acquiring the Personal Account product, and distributors of the Personal Account product, with an understanding of the types of individuals for whom this product has been designed.

This Target Market Determination (TMD) seeks to provide individuals considering acquiring the Accumulation 1 product, and distributors of the Accumulation 1 product, with an understanding of the types of individuals for whom this product has been designed.

This Target Market Determination (TMD) seeks to provide individuals considering acquiring the Accumulation 2 product, and distributors of the Accumulation 2 product, with an understanding of the types of individuals for whom this product has been designed.

This Target Market Determination (TMD) seeks to provide individuals considering acquiring the Flexi Pension product, and distributors of the Flexi Pension product, with an understanding of the types of individuals for whom this product has been designed.

This Target Market Determination (TMD) seeks to provide individuals considering acquiring the Lifetime Income product, and distributors of the Lifetime Income product, with an understanding of the types of individuals for whom this product has been designed.