Indexed pensions

Live your retirement in comfort and security

An indexed pension gives you a regular income for the rest of your life.

Our indexed pensions

This product is open to UniSuper members who are eligible to start a pension and have at least $25,000 in super.

Use as your main source of income, or as an extra income source to protect yourself from outliving your retirement savings.

You’re guaranteed a minimum amount over 10 years in most cases. Your annual income is indexed in line with CPI.

You can choose a joint life option so your partner can receive your payments if you pass away.

The administration fee is the only fee you'll pay for the Commercial Rate Indexed Pension. For full details, read the Commercial Rate Indexed Pensions PDS (PDF, 3.87 MB).

Type of fee	Amount
Administration fee	$301 per year. The administration fee is allowed for in the calculation of your annual income amount.

Before applying, read the product disclosure statement and consider getting financial advice from a qualified financial adviser.

This product is open to UniSuper members who have been a continuous Defined Benefit Division member since before 1 July 1998.

You can use some or all of your defined benefit component to start a Defined Benefit Indexed Pension.

If your partner outlives you, they’ll receive part of your pension for as long as they live.

The administration fee is the only fee you'll pay for the Defined Benefit Indexed Pension. For full details, read the Defined Benefit Indexed Pensions Product Disclosure Statement (PDF, 3.38 MB).

Type of fee	Amount
Administration fee	$301 per year. This fee is deducted from the defined benefit pool of assets. No charge is deducted directly from your pension

Before applying, read the product disclosure statement and consider getting financial advice from a qualified financial adviser.