Super

The information contained in this video is of a general nature only and contains general advice. It’s been prepared without taking into account your individual objective, financial situation or needs. Before making any decision about your super you should consider your personal circumstances, the relevant product disclosure statement for your membership category and whether to consult a qualified financial adviser.

You can access a copy of the product disclosure statement relevant to your membership category by visiting unisuper.com.au/pds.

This video has been produced by UniSuper Management Ltd. ABN 91 006 961 799. AFSL No. 235907 on behalf of UniSuper Limited, ABN 54 006 027 121 AFSL No. 492806, the Trustee of UniSuper, ABN 91 385 943 850.

UniSuper might be one of Australia’s largest funds, but our fees are some of the lowest you’ll find.

We’re proud to be an industry super fund. We don’t pay profits to shareholders or commissions to advisers.

There are also no joining fees, contribution fees, or exit fees.

You’ll pay an administration fee for the management of your account. You’ll also pay investment fees and indirect costs for the management of your investments.

You get one free investment switch each financial year. If you decide to switch your investment options more than once, you’ll be charged a switching fee.

If you have insurance cover through your super, you’ll be charged premiums. You should look at the appropriate insurance booklet to find out the exact cost of the premiums.

UniSuper Advice is a financial advice service available to all current and eligible UniSuper members and their families. You’ll receive a quote before proceeding with any service, and you may be able to deduct your fees from your super, depending on the type of financial advice you need and the type of account you have.

You can also find more information on the fees we charge at unisuper.com.au/fees or in your relevant product disclosure statement.

If you have multiple accounts in different super funds, it’s a good idea to compare the fees you pay in each, and consider combining your accounts.

Because even small differences in the fees you pay can add up to tens of thousands of dollars when you retire.

Before combining your super, consider the possible effects this might have on things like the fees you pay, your insurance and the tax on your super. There may be other effects too so it’s best to seek financial advice if you’re unsure. If you’re not a UniSuper member and want to join, see if you’re eligible by visiting unisuper.com.au/join.

And if you have questions about fees or anything else, chat with one of our online consultants during business hours or call us on 1800 331 685.