Got super here, there and everywhere?
If you've had more than one job throughout your working life, there's a chance you’ve got more than one super account. Combining your super can help you reduce your fees and charges, and save time with just one account to manage.*
Combine your super in minutes
It’s easy to find all your super and bring it together in one account. You might even have some lost super out there, just waiting for you to claim it!
Note: The ATO’s SuperMatch tool is temporarily unavailable. You can still combine your super by entering your other funds’ details, but we can’t search for other super accounts in your name or find any lost super held by the ATO.
Things to consider
- Make sure you’ve given us your tax file number (TFN), so we can find your super.
- Before combining your super, consider the possible effects this might have on things like the fees you pay, the conditions of your insurance and the tax on your super. There could be other effects too, so it’s best to seek financial advice if you’re unsure.
- You can transfer your insurance cover before you close your other accounts with our Transfer of insurance cover application form (PDF, 100 KB).
- If you'd prefer to fill out a form to combine your super, complete the Combine my super (rollover) form (PDF, 544 KB).
Why combine?
Pay only one set of fees and charges
Save time with just one account to manage
Be part of one of Australia’s most award-winning super funds
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Read the transcript
Information contained on this website, including the accessible video content, as prepared and provided by UniSuper Management Pty Ltd ABN 91 006 961 799, AFSL No. 235907 (USM), is of a general nature only. Any advice provided doesn’t take into account your objectives, financial situation or needs. Before you act on any advice you should consider these matters, the relevant Product Disclosure Statement (PDS) and whether to consult a qualified financial adviser. For a copy of the PDS, call us on 1800 331 685 or go to unisuper.com.au/pds.
UniSuper Advice is a financial planning service generally available to UniSuper members, former members and their families through USM, which is licensed to provide financial advice services and deal in financial products. See unisuper.com.au/advice for more information, including the Financial Services Guide, or call us on 1800 331 685.
Prepared by USM on behalf of UniSuper Limited (ABN 54 006 027 121, AFSL No. 492806) the trustee of UniSuper (ABN 91 385 943 850) the fund.
Having more than one super account means you might be paying more fees, have more paperwork, and more to keep track of. That's why it makes sense to keep your super together.
If you've had more than one job throughout your working life, there's a chance you’ve got more than one super account.
Getting your super accounts together isn’t as hard as you might think. Each year, thousands of UniSuper members like you combine their super accounts, making it a lot easier to save for the future they want. If you want to join the crowd and get on board, it only takes a couple of minutes—and it’s free to do.
Our Combine my super tool does the hard work of finding and getting your super together for you—all you need to do is make sure your Tax File Number is up to date, and we’ll take care of the rest!
Before combining your super, consider the possible effects this might have on things like the fees you pay, the conditions of your insurance and the tax on your super. There could be other effects too, so it’s best to seek financial advice if you’re unsure.
It makes sense to have your super in the one spot…so get onto it now and help save for the future you want.
Visit unisuper.com.au/combine
Transfer from a self-managed super fund (SMSF)
If you'd like to transfer your super from a SMSF, you'll need to arrange this with your SMSF. The trustee of the SMSF will provide you with a Rollover Benefit Statement. For more information, refer to the ATO website.
We only accept transfers by a cheque from your SMSF or a bank cheque. You'll need to provide some supporting information too.
Provide a cheque from your SMSF
We’ll also need a completed Rollover Benefit Statement (available from the ATO).
Provide a bank cheque
We’ll also need a completed Rollover Benefit Statement (available from the ATO), and one of the following:
- a bank statement showing that the funds have come from a bank account in the name of the SMSF. The bank statement should also show the transaction (i.e. the cheque being drawn from the account)
OR
- a screenshot of the bank account’s transaction history showing both the name of the SMSF and the amount of the cheque being drawn.
