Product disclosure statements

This PDS contains information about your Accumulation 1 account and membership. It also includes relevant forms and references to the documents below which you should read with this PDS.

This important information booklet explains the fees and costs involved in having an Accumulation 1 account.

This important information booklet explains the types of contributions you can make, contributions caps, when you can access your super, withdrawals and Choice of Fund.

This important information booklet provides information about tax in relation to contributions, contributions caps, fund earnings and withdrawals and the importance of providing your tax file number.

This important information booklet provides details about each of our investment options, investment switching, how we manage and may change your investment options and our key considerations in determining the investment options.

This important information booklet includes information about insurance, including how to apply, the level and type of cover available, the cost of cover, eligibility and cancellation of cover, relevant definitions and the other conditions and exclusions that may apply and may affect your entitlement to insurance cover. You should read this before deciding whether the insurance is right for you.

This important information booklet explains the main risks of super.

Key information about your Defined Benefit Division or Accumulation 2 account and membership plus the application form.

In this document we've set out a summary of what happens to your inbuilt benefits if you decide to transfer from the Defined Benefit Division to Accumulation 2.

This important information booklet explains the types of contributions you can make, contributions caps, when you can access your super, withdrawals and Choice of Fund.

This important information booklet provides details about each of our investment options, investment switching, how we manage and may change your investment options and our key considerations in determining the investment options.

This important information booklet provides information about tax in relation to contributions, contributions caps, fund earnings and withdrawals and the importance of providing your tax file number.

This important information booklet includes information about insurance, including how to apply, the level and type of cover available, the cost of cover, eligibility and cancellation of cover, relevant definitions and the other conditions and exclusions that may apply and may affect your entitlement to insurance cover. You should read this before deciding whether the insurance is right for you.

This important information booklet explains the main risks of super.

Key information about the Flexi Pension product and membership plus attached application form. 

Key information about the Defined Benefit Indexed Pension product and membership plus attached application form.

Key information about the Commercial Rate Indexed Pension product and membership plus attached application form.

This important information booklet provides details about each of our investment options, investment switching, how we manage and may change your investment options and our key considerations in determining the investment options.

This PDS contains information about your Personal Account and membership.

This important information booklet explains the fees and costs involved in having a Personal Account.

This important information booklet explains the types of contributions you can make, contributions caps, when you can access your super, withdrawals and Choice of Fund.

This important information booklet provides details about each of our investment options, investment switching, how we manage and may change your investment options and our key considerations in determining the investment options.

This important information booklet includes information about insurance, including how to apply, the level and type of cover available, the cost of cover, eligibility and cancellation of cover, relevant definitions and the other conditions and exclusions that may apply and may affect your entitlement to insurance cover. You should read this before deciding whether the insurance is right for you.

This important information booklet explains the main risks of super.

This important information booklet provides information about tax in relation to contributions, contributions caps, fund earnings and withdrawals and the importance of providing your tax file number.