The Defined Benefit Division (DBD) is generally for those working for a university or in the research sector and receiving 14% or 17% super.
DBD members have the option to move to our Accumulation 2 product.
Defined Benefit Division
The Defined Benefit Division (DBD) aims to offer stable and reliable growth over your working life, as well as greater protection from market downturns.
Accumulation 2 is generally open to those who have been in the DBD for less than 2 years. It offers investment choice and flexible insurance cover.