Our investment options
Options for every type of investor
We offer pre-mixed investments chosen by our experts, or you can build and manage your own portfolio with sector options. Explore each option in detail to see the risk level, expected frequency of negative returns and asset allocations.
Pre-Mixed options
Pick an option you're comfortable with and let our fund managers do the work. They’ll allocate and manage investments for you.
Average return figures are as at 31 December 2020.
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Conservative
5 yearsSuggested minimum investment time frame4.3%p.a.*Average return over 5 yearsObjective: Outperform CPI by 1.0% p.a. over 5 years -
Conservative Balanced
5 yearsSuggested minimum investment time frame5.5%p.a.*Average return over 5 yearsObjective: Outperform CPI by 2.0% p.a. over 5 years -
Balanced
10 yearsSuggested minimum investment time frame8.9%p.a.*Average return over 10 yearsObjective: Outperform CPI by 3% p.a. over 10 years -
Growth
7 yearsSuggested minimum investment time frame9.8%p.a.*Average return over 7 yearsObjective: Outperform CPI by 4% p.a. over 7 years -
High Growth
7 yearsSuggested minimum investment time frame11.0%p.a.*Average return over 7 yearsObjective: Outperform CPI by 4.5% p.a. over 7 years -
Sustainable High Growth
7 yearsSuggested minimum investment time frame11.0%p.a.*Average return over 7 yearsObjective: Outperform CPI by 4.5% p.a. over 7 years -
Sustainable Balanced
6 yearsSuggested minimum investment time frame7.3%p.a.*Average return over 6 yearsObjective: Outperform CPI by 3% p.a. over 6 years
Sector
Build your own portfolio with our Sector investment options. These are single asset classes that you can mix and match or combine with our Pre-Mixed options to build a diverse portfolio. Choosing these options means you’ll need to be a little more hands-on with managing how your portfolio is allocated.
Average return figures are as at 31 December 2020.
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Cash
1 yearSuggested minimum investment time frame0.2%p.a.*Average return over 1 yearObjective: To achieve the RBA cash rate each year. -
Australian Bond
5 yearsSuggested minimum investment time frame2.9%p.a.*Average return over 5 yearsObjective: Returns that match the relevant bond index (before fees and taxes) over 5 years -
Listed Property
6 yearsSuggested minimum investment time frame4.9%p.a.*Average return over 6 yearsObjective: Outperform CPI by 3% p.a. over 6 years -
Australian Shares
7 yearsSuggested minimum investment time frame8.8%p.a.*Average return over 7 yearsObjective: Outperform CPI by 4.5% p.a. over 7 years -
International Shares
7 yearsSuggested minimum investment time frame13.7%p.a.*Average return over 7 yearsObjective: Outperform CPI by 4.5% p.a. over 7 years -
Australian Equity Income
7 yearsSuggested minimum investment time frame6.5%p.a.*Average yield over 7 yearsObjective: To achieve a gross yield which exceeds the dividend yield of the Australian equity market and provide potential for capital growth over 7 years. -
Global Companies in Asia
7 yearsSuggested minimum investment time frame14.0%p.a.*Average return over 7 yearsObjective: Outperform CPI by 4.5% p.a. over 7 years -
Global Environmental Opportunities
7 yearsSuggested minimum investment time frame14.7%p.a.*Average return over 7 yearsObjective: Outperform CPI by 4.5% p.a. over 7 years -
Diversified Credit Income
4 yearsSuggested minimum investment time frame2.2%p.a.*Average return over 4 yearsObjective: Outperform CPI by 1% p.a. over 4 years
You get to choose your investments but how do you know what's right for you?