Suitability and risk

Suits members who want exposure to a range of asset classes and are less comfortable with large fluctuations in the value of their investments.

5 years
Suggested minimum investment time frame
Medium
Summary risk level
Pre-Mixed
Option type
$2.8 billion

Option size1

As at 31 August 2021

Expected frequency of negative annual return
2 to less than 3 in 20 years
Total investment fees and costs and transaction costs (%)
Super: 0.39% | Pension: 0.30%

Objective and performance

This option invests in a diversified portfolio of largely defensive assets like fixed interest and cash, and some growth assets like shares, property, infrastructure and private equity.

Objective

Outperform: CPI by 1.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 30 Jun 2021
CPI + 1.0% Conservative performance Outperformance
2.8 4.1 1.3
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Aug 2021
Timeframe Conservative performance SuperRatings median performance Outperformance
1 month 0.47 0.70 -0.23
3 months 2.85 2.60 0.25
Financial year to date 1.77 1.61 0.16
1 year 5.58 7.94 -2.36
3 years 4.50 4.64 -0.14
5 years 4.11 4.57 -0.46
7 years 4.97 4.61 0.36
10 years 5.98 5.50 0.48
Periods less than a year are not annualised.

Conservative option performance ($)

2
As at 18 Oct 2021

Objective

Outperform: CPI by 1.0% p.a. over 5 years2

Performance against objective

2
% p.a. over 5 years
As at 30 Jun 2021
CPI + 1.0% Conservative performance Outperformance
2.8 4.8 2.0
Performance objectives are not promises or predictions of any particular rate of return.

Performance against peers

2
Compare performance against the median performance of the top funds as identified by SuperRatings.2
% p.a.
As at 31 Aug 2021
Timeframe Conservative performance SuperRatings median performance Outperformance
1 month 0.54 0.79 -0.25
3 months 3.07 2.93 0.14
Financial year to date 2.04 1.80 0.24
1 year 6.28 8.61 -2.33
3 years 5.23 5.15 0.08
5 years 4.83 5.19 -0.36
7 years 5.80 5.14 0.66
10 years 6.96 6.15 0.81
Periods less than a year are not annualised.

Conservative option performance ($)

2
As at 18 Oct 2021