Balanced (Pension)

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Investment option type Pre-Mixed
Member suitability Suits members who want exposure to a range of asset classes and are comfortable with the value of their investments fluctuating.
Performance objective* To achieve returns (after Fund taxes and investment expenses, before deducting account-based fees) that are at least 3.0% p.a. more than inflation (CPI) over the suggested time frame.
Investment strategy To invest in a diversified portfolio of mainly growth assets such as Australian and international shares, property, infrastructure and private equity, with some fixed interest and cash investments.
Suggested investment time frame Minimum of 10 years
Expected frequency of negative annual return Four to less than six in 20 years
Summary risk level High
Option size# $21,675.70 million (as at 28 February 2019)
Total fees and costs (%) 0.40

* Performance objectives are not promises or predictions of any particular rate of return.
# Size of both accumulation and pension assets.


Option Performance (%)1

As of 28 Feb 2019

Balanced Option SuperRatings Median Outperformance
1 Month 3.73 3.12 0.61
3 Months 7.32 4.76 2.56
FYTD 3.94 2.92 1.02
1 Year 8.69 5.73 2.96
3 Years (p.a) 10.97 9.51 1.46
5 Years (p.a) 9.52 7.67 1.85
7 Years (p.a) 11.34 9.53 1.81
10 Years (p.a) 10.86 9.73 1.13

Option Performance ($)2

Strategic asset allocation (%)3

Last updated on 1 September 2014

Regional allocation

Major Holdings4

By value (descending order) as at 28 February 20195


Australian Shares

Transurban Group
Sydney Airport
Woodside Petroleum Ltd
BHP Group Ltd
Scentre Group
Westpac Banking Corp
CSL Ltd
Rio Tinto Ltd
GPT Group/The
Commonwealth Bank of Australia
Woolworths Group Ltd
Macquarie Group Ltd
Commonwealth Bank of Australia - Perls
Australia & New Zealand Banking Group
National Australia Bank Ltd
APA Group
Oil Search Ltd
National Australia Bank - Capital Notes
ASX Ltd
James Hardie Industries PLC
South32 Ltd

International Shares

Alibaba Group Holding Ltd
Alphabet Inc
JPMorgan Chase & Co
Tencent Holdings Ltd
Bank of America Corp
Visa Inc
Microsoft Corp
Wells Fargo & Co
Citigroup Inc
ASML Holding NV
Samsung Electronics Co Ltd
Microchip Technology Inc
Johnson & Johnson
Taiwan Semiconductor Manufacturing
Facebook Inc
Apple Inc
AIA Group Ltd
Workday Inc
Lloyds Banking Group PLC
Royal Bank Of Scotland Group PLC
Salesforce.com Inc

Property

Karrinyup Shopping Centre WA
ISPT 50 Lonsdale St VIC
Marrickville Metro Shopping Centre NSW
7 Macquarie St NSW
Malvern Central Shopping Centre VIC

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1 Past performance is not an indicator of future performance. Option returns are calculated net of investment expenses and Fund taxes but are gross of account-based fees. Due to rounding, excess return may not equate to the difference between option return and median return. The SuperRatings data is based on the SuperRatings survey for the relevant period and does not take into account any subsequent revisions or corrections made by SuperRatings.

2 Past performance is not an indicator of future performance. This graph shows the growth of $10,000 invested in this option over the period illustrated net of investment expenses and fund taxes but gross of account-based fees. No adjustments have been made to reflect the impact of inflation.
Note that the graph uses interim daily crediting rates and does not reflect the final crediting rates which are used to calculate option performance in the table above.

3 The strategic asset allocation may change and may be altered by the trustee from time to time to suit prevailing market circumstances. Actual allocation will deviate from their targets, but are monitored so they are kept within a range approved by the Trustee.

4 These holdings may change from time to time. The above holdings are the outcome of various strategies applied by UniSuper and by a range of investment managers taking into account a variety of considerations, many of which are specific to UniSuper and superannuation funds in general. The above lists are published for informational purposes only and are not a recommendation or endorsement of any of the companies listed, for inclusion in your personal portfolio. Before selecting companies to invest in personally, you should seek professional financial advice that takes into account your personal circumstances and investment objectives. Value includes direct holdings only and does not include exposures from indirect holdings.

5 Value includes direct holdings only and does not include exposures from indirect holdings.

This information is of a general nature only and does not take into account your individual objectives, financial situation or needs. You should read the product disclosure statement and booklets relevant to your membership category, consider the appropriateness of the information having regard to your personal circumstances and consider consulting a licensed financial adviser before making an investment decision based on information contained in this document.