# 680,000 members as at 31 December 2025.

Choose one of the top performing super funds

We’re recognised as one of the best super funds in Australia and are the proud holders of many industry awards^ such as Money magazine’s Best Pension Fund 2024 - 2026, and SuperRatings Retirement Offering of the Year 2025 and Fund of the Year 2024.2

Money magazine's
Best Pension Fund 2026

Money Magazine Award: Best Pension Fund 2025

Money magazine's
Best Pension Fund 2025

SuperRatings Retirement Offering of the Year 2025 and Fund of the Year 2024

SuperRatings Retirement Offering of the Year 2025 and Fund of the Year 2024

^ Ratings and awards are only one factor to be considered when deciding whether to invest in a financial product.




Why is UniSuper one of the top performing super funds?

We manage over 70% of our investments in-house,~ which means we can keep our fees competitive. Over time, lower fees can add up to more super for your future and combined with strong, long-term performance1 this contributes to us being one of the top performing super funds in Australia.

Our fees are lower than the industry average3

With no profits to shareholders, this means more for our members and their retirements.

 

 

Total yearly fees for a $50,000 account balance invested in UniSuper's Balanced option. Source: Chant West Super Fund Fee Survey June 2025 – Growth risk category (61-81% growth assets) and UniSuper calculations.

 

UniSuper Balanced investment option (% p.a.) Super Fund median (% p.a.)
7.85% 6.99%

One of the best performing super funds

Our Balance option outperformed the industry median of 6.99% p.a. with a return of 7.85% p.a. over 10 years to 30 June 2025.1

One of Australia's best industry super funds

Industry super funds were originally created to manage the retirement savings and needs of people working in specific industries. These funds operate on a ‘profit for member’ basis, meaning earnings are reinvested into the fund to benefit members, rather than being distributed to shareholders. Now we are open to all Australians, regardless of the industry they work in.

What are UniSuper’s super investment options?

At UniSuper we offer 16 super investment options4. These are split into 7 pre-mixed options and 9 sector investment options.

Our range of investment options can help you find an investment strategy that suits you and help you reach your retirement goals.

  • What are pre-mixed super investment options?
    Pre-mixed options are ready-made investment portfolios which include a diverse range of asset classes. Each asset class varies depending on the risk profile and strategy of the option.
  • What are sector super investment options?
    Sector options invest in one asset class or theme. They allow you to be more hands on in setting your investment strategy . These options are intended to be combined with other investment options to build a diversified portfolio.

What do our members say about UniSuper?

Have been with UniSuper for over 25 years and found them to be very genuine, reliable and member focused with excellent results.

Phil

My husband and I retired totally under-prepared. UniSuper helped plan and implement a strategy for a comfortable lifestyle.

Shirley

The fund's management of my investments has resulted in steady gains over the years to give me financial comfort in my retirement.

Wendy

Join a top performing super fund in minutes

Join one of the best performing super funds in Australia in less than 10 minutes.

Need more reasons to join a top performing fund?

Winning trophy

Award-winning^ super advice

We have highly qualified in-house financial planning professionals committed to your financial wellbeing.

Person and upward trending graph on white board

In-house investment management

Trust us to act fast on opportunities other funds may miss thanks to 70% of our investments being managed in-house~ at our locations across Australia.

How to compare super funds

Compare our fees and performance against other super funds in Australia to understand why UniSuper may be the right choice for you.
^ Ratings and awards are only one factor to be considered when deciding whether to invest in a financial product.
  • Things you need to know

    ~Based on the level of involvement of our investment team in investment decisions and/or management of funds.

    1Past performance is not an indicator of future performance. Option returns are calculated net of investment expenses and taxes but are gross of account-based fees. The median return data is based on SuperRatings Pty Ltd Fund Crediting Rate Survey, June 2025, accessed 8 December 2025. Based on SR Balanced (60-76) index, and without taking into account subsequent revisions.

    2The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 (SuperRatings) a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445. Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. Visit superratings.com.au for ratings information. © 2024 SuperRatings. All rights reserved.

    3Based on the September 2025 Chant West Super Fee survey, UniSuper’s Balanced investment option ranks in the top quartile for lowest fees, out of 62 Balanced style options, within Chant West’s [61-81%] Growth investment risk category. Fees and costs vary between investment options and may change periodically. For more details on Balanced option fees and costs, or if you’ve chosen your own investment options, please refer to the Fees and Costs document and the relevant Product Disclosure Statement.

    4UniSuper offers 16 investment options across the following products: Personal Account, Accumulation 1, Accumulation 2, Defined Benefit Division (accumulation component only) and Flexi Pension. For more information refer to the How we invest your money document available at unisuper.com.au/pds.

    The information is of a general nature and doesn’t consider your personal circumstances. Before making decisions, you should consider UniSuper Limited’s PDS and TMD on its website and whether the information is appropriate for your circumstances, otherwise seek financial advice.

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